Minnesota · HMDA 2025
Mortgage lenders in Nicollet County, MN
136 lenders reported 981 home-loan applications in Nicollet County in 2025. 641 closed as loans ($170.0M), 114 were denied — a 14.6% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 22% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 981
- Loans originated
- 641
- Purchase / refinance
- 389 / 163
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nicollet County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 132 | 13.5% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 44 | 4.5% | 39.5% |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 42 | 4.3% | — |
| 4 | AFFINITY PLUS | 38 | 3.9% | — |
| 5 | Rocket Mortgage, LLC | 37 | 3.8% | — |
| 6 | Pioneer Bank 71 out of 100, Strong | 31 | 3.2% | 6.4% |
| 7 | SOUTHPOINT FINANCIAL | 30 | 3.1% | — |
| 8 | Minnesota Valley Federal Credit Union 77 out of 100, Strong | 27 | 2.8% | 5.2% |
| 9 | HomeTown Bank 64 out of 100, Moderate | 26 | 2.7% | 4.2% |
| 10 | Luminate Bank 47 out of 100, Below average | 26 | 2.7% | 4.3% |
| 11 | Frandsen Bank & Trust 71 out of 100, Strong | 24 | 2.4% | 7.9% |
| 12 | Old National Bank 59 out of 100, Moderate | 18 | 1.8% | 22.1% |
| 13 | NEWREZ LLC | 17 | 1.7% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 17 | 1.7% | — |
| 15 | Community Bank Mankato 47 out of 100, Below average | 15 | 1.5% | 6.4% |
| 16 | 21st Mortgage Corporation | 14 | 1.4% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 14 | 1.4% | — |
| 18 | COMPEER FINANCIAL, FLCA | 14 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 14 | 1.4% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 13 | 1.3% | 3.0% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.2% | 22.2% |
| 22 | First National Bank Minnesota 64 out of 100, Moderate | 12 | 1.2% | 16.9% |
| 23 | BANKWEST, INC. 38 out of 100, Low | 12 | 1.2% | 48.6% |
| 24 | FIGURE LENDING LLC | 11 | 1.1% | — |
| 25 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 1.1% | — |
| 26 | Fairway Independent Mortgage Corporation | 10 | 1.0% | — |
| 27 | Mortgage Research Center, LLC | 10 | 1.0% | — |
| 28 | Bell Bank 59 out of 100, Moderate | 10 | 1.0% | 7.1% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.9% | 14.1% |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.9% | — |
| 31 | PLAZA HOME MORTGAGE, INC. | 9 | 0.9% | — |
| 32 | Alliance Bank 70 out of 100, Strong | 8 | 0.8% | 13.3% |
| 33 | FREEDOM MORTGAGE CORPORATION | 8 | 0.8% | — |
| 34 | Citizens Community Federal National Association 50 out of 100, Below average | 8 | 0.8% | 9.4% |
| 35 | Minnstar Bank National Association 70 out of 100, Strong | 8 | 0.8% | 1.7% |
| 36 | Citizens Bank Minnesota 70 out of 100, Strong | 8 | 0.8% | 5.1% |
| 37 | The Huntington National Bank 59 out of 100, Moderate | 7 | 0.7% | 31.6% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.7% | 32.9% |
| 39 | Minnwest Bank 68 out of 100, Moderate | 7 | 0.7% | 11.9% |
| 40 | Broker Solutions, Inc. | 6 | 0.6% | — |
Top 40 of 136 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps