Mississippi · HMDA 2025
Mortgage lenders in Amite County, MS
71 lenders reported 391 home-loan applications in Amite County in 2025. 132 closed as loans ($24.0M), 133 were denied — a 44.2% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 40% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 391
- Loans originated
- 132
- Purchase / refinance
- 74 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Amite County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 66 | 16.9% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 52 | 13.3% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 38 | 9.7% | — |
| 4 | Trustmark National Bank 62 out of 100, Moderate | 25 | 6.4% | 14.7% |
| 5 | FIDELITY BANK 64 out of 100, Moderate | 18 | 4.6% | 13.6% |
| 6 | FirstBank 59 out of 100, Moderate | 18 | 4.6% | 42.8% |
| 7 | Rocket Mortgage, LLC | 17 | 4.3% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 14 | 3.6% | 43.1% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 2.8% | 74.7% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.3% | — |
| 11 | TAMMAC HOLDINGS CORPORATION | 7 | 1.8% | — |
| 12 | GMFS LLC | 7 | 1.8% | — |
| 13 | First Bank 74 out of 100, Strong | 7 | 1.8% | 8.4% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.5% | 14.1% |
| 15 | NEW DAY FINANCIAL, LLC | 6 | 1.5% | — |
| 16 | Mortgage Research Center, LLC | 5 | 1.3% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 5 | 1.3% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.0% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.8% | — |
| 20 | Concordia Bank & Trust Company 52 out of 100, Below average | 3 | 0.8% | 13.6% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.8% | — |
| 22 | EFCU FINANCIAL | 3 | 0.8% | — |
| 23 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 3 | 0.8% | 25.2% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 25 | Loandepot.Com, LLC | 2 | 0.5% | — |
| 26 | Broker Solutions, Inc. | 2 | 0.5% | — |
| 27 | AmeriSave Mortgage Corporation | 2 | 0.5% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.5% | — |
| 29 | Loansteady LLC | 2 | 0.5% | — |
| 30 | AMERICAN FINANCING CORPORATION | 2 | 0.5% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 2 | 0.5% | — |
| 32 | Bank of St. Francisville 66 out of 100, Moderate | 2 | 0.5% | 7.5% |
| 33 | Equity Prime Mortgage LLC | 2 | 0.5% | — |
| 34 | STOCKTON MORTGAGE CORPORATION | 2 | 0.5% | — |
| 35 | FIRST COMMUNITY MORTGAGE, INC. | 2 | 0.5% | — |
| 36 | Citizens Bank 90 out of 100, Very strong | 2 | 0.5% | 4.9% |
| 37 | NEWREZ LLC | 1 | 0.3% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.3% | 32.5% |
| 39 | Discover Bank | 1 | 0.3% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.3% | 44.7% |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps