Mississippi · HMDA 2025
Mortgage lenders in Benton County, MS
75 lenders reported 355 home-loan applications in Benton County in 2025. 144 closed as loans ($23.9M), 78 were denied — a 31.7% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 355
- Loans originated
- 144
- Purchase / refinance
- 89 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 60 | 16.9% | — |
| 2 | Bank of Holly Springs 52 out of 100, Below average | 38 | 10.7% | 7.0% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 6.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 15 | 4.2% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 14 | 3.9% | 43.1% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 13 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 12 | 3.4% | — |
| 8 | Rocket Mortgage, LLC | 11 | 3.1% | — |
| 9 | Broker Solutions, Inc. | 9 | 2.5% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 9 | 2.5% | — |
| 11 | FirstBank 59 out of 100, Moderate | 9 | 2.5% | 42.8% |
| 12 | NEWREZ LLC | 8 | 2.3% | — |
| 13 | Renasant Bank 64 out of 100, Moderate | 7 | 2.0% | 11.6% |
| 14 | PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | 1.7% | — |
| 15 | Trustmark National Bank 62 out of 100, Moderate | 6 | 1.7% | 14.7% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.4% | 32.9% |
| 17 | MORTGAGE INVESTORS GROUP, INC. | 5 | 1.4% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 5 | 1.4% | 3.0% |
| 19 | AmeriSave Mortgage Corporation | 4 | 1.1% | — |
| 20 | Equity Prime Mortgage LLC | 4 | 1.1% | — |
| 21 | Flagstar Bank, N.A. 31 out of 100, Low | 4 | 1.1% | 35.1% |
| 22 | Magnolia Bank, Incorporated 49 out of 100, Below average | 4 | 1.1% | 10.3% |
| 23 | Truist Bank 63 out of 100, Moderate | 3 | 0.8% | 40.8% |
| 24 | Loandepot.Com, LLC | 3 | 0.8% | — |
| 25 | PLANET HOME LENDING, LLC | 3 | 0.8% | — |
| 26 | COMMUNITY MORTGAGE CORPORATION | 3 | 0.8% | — |
| 27 | CB&S Bank, Inc. | 3 | 0.8% | — |
| 28 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 0.8% | — |
| 29 | Cadence Bank | 3 | 0.8% | — |
| 30 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.6% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.6% | — |
| 33 | First Security Bank, Batesville, Mississippi 66 out of 100, Moderate | 2 | 0.6% | 8.0% |
| 34 | Nations Lending Corporation | 2 | 0.6% | — |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.6% | — |
| 36 | Pinnacle Bank 60 out of 100, Moderate | 2 | 0.6% | 17.5% |
| 37 | STANDARD MORTGAGE CORPORATION | 2 | 0.6% | — |
| 38 | COMMUNITYAMERICA CREDIT UNION | 2 | 0.6% | — |
| 39 | CHURCHILL MORTGAGE CORPORATION | 2 | 0.6% | — |
| 40 | BankPlus 71 out of 100, Strong | 2 | 0.6% | 12.2% |
Top 40 of 75 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps