Mississippi · HMDA 2025
Mortgage lenders in Choctaw County, MS
54 lenders reported 225 home-loan applications in Choctaw County in 2025. 97 closed as loans ($12.5M), 53 were denied — a 31.4% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 225
- Loans originated
- 97
- Purchase / refinance
- 48 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Choctaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 38 | 16.9% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 18 | 8.0% | 43.1% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 18 | 8.0% | — |
| 4 | Rocket Mortgage, LLC | 17 | 7.6% | — |
| 5 | Renasant Bank 64 out of 100, Moderate | 16 | 7.1% | 11.6% |
| 6 | Cadence Bank | 15 | 6.7% | — |
| 7 | Mortgage Research Center, LLC | 9 | 4.0% | — |
| 8 | Loandepot.Com, LLC | 5 | 2.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.2% | — |
| 10 | AmeriSave Mortgage Corporation | 5 | 2.2% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 5 | 2.2% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.8% | — |
| 13 | FirstBank 59 out of 100, Moderate | 4 | 1.8% | 42.8% |
| 14 | Trustmark National Bank 62 out of 100, Moderate | 4 | 1.8% | 14.7% |
| 15 | Broker Solutions, Inc. | 3 | 1.3% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.3% | 39.5% |
| 17 | FREEDOM MORTGAGE CORPORATION | 3 | 1.3% | — |
| 18 | NEW DAY FINANCIAL, LLC | 3 | 1.3% | — |
| 19 | UNION HOME MORTGAGE CORP. | 3 | 1.3% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 3 | 1.3% | 3.0% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.9% | 14.1% |
| 22 | SPRING EQ, LLC | 2 | 0.9% | — |
| 23 | Community Bank of Mississippi 64 out of 100, Moderate | 2 | 0.9% | 9.7% |
| 24 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.9% | — |
| 26 | Mid-Continent Funding, Inc. | 2 | 0.9% | — |
| 27 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | 0.9% | — |
| 28 | STOCKTON MORTGAGE CORPORATION | 2 | 0.9% | — |
| 29 | CB&S Bank, Inc. | 2 | 0.9% | — |
| 30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.9% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 36 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.4% | 41.0% |
| 37 | LAND HOME FINANCIAL SERVICES, INC. | 1 | 0.4% | — |
| 38 | PriorityOne Bank 70 out of 100, Strong | 1 | 0.4% | 9.2% |
| 39 | CHURCHILL MORTGAGE CORPORATION | 1 | 0.4% | — |
| 40 | BankFirst Financial Services 69 out of 100, Moderate | 1 | 0.4% | 7.5% |
Top 40 of 54 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps