Mississippi · HMDA 2025
Mortgage lenders in Copiah County, MS
94 lenders reported 778 home-loan applications in Copiah County in 2025. 316 closed as loans ($42.6M), 224 were denied — a 38.8% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 778
- Loans originated
- 316
- Purchase / refinance
- 181 / 85
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Copiah County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 129 | 16.6% | — |
| 2 | Trustmark National Bank 62 out of 100, Moderate | 69 | 8.9% | 14.7% |
| 3 | Regions Bank 64 out of 100, Moderate | 65 | 8.4% | 43.1% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 49 | 6.3% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 48 | 6.2% | — |
| 6 | Copiah Bank 78 out of 100, Strong | 37 | 4.8% | 10.5% |
| 7 | Rocket Mortgage, LLC | 29 | 3.7% | — |
| 8 | American Mortgage Bank, LLC | 19 | 2.4% | — |
| 9 | FirstBank 59 out of 100, Moderate | 16 | 2.1% | 42.8% |
| 10 | Cadence Bank | 15 | 1.9% | — |
| 11 | GUILD MORTGAGE COMPANY | 14 | 1.8% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.7% | — |
| 13 | HOPE FEDERAL CREDIT UNION | 12 | 1.5% | — |
| 14 | NEWREZ LLC | 11 | 1.4% | — |
| 15 | Loansteady LLC | 11 | 1.4% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.3% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.3% | — |
| 18 | PriorityOne Bank 70 out of 100, Strong | 10 | 1.3% | 9.2% |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 21 | Mortgage Research Center, LLC | 8 | 1.0% | — |
| 22 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 0.9% | — |
| 25 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 26 | Renasant Bank 64 out of 100, Moderate | 6 | 0.8% | 11.6% |
| 27 | TAMMAC HOLDINGS CORPORATION | 6 | 0.8% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.6% | 14.1% |
| 30 | SPRING EQ, LLC | 5 | 0.6% | — |
| 31 | BankPlus 71 out of 100, Strong | 5 | 0.6% | 12.2% |
| 32 | KEESLER | 5 | 0.6% | — |
| 33 | ROYAL UNITED MORTGAGE LLC | 5 | 0.6% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.5% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.5% | 44.7% |
| 36 | COUNTRYPLACE MORTGAGE, LTD. | 4 | 0.5% | — |
| 37 | ACOPIA, LLC | 4 | 0.5% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.5% | 74.7% |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.5% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps