Mississippi · HMDA 2025
Mortgage lenders in Covington County, MS
88 lenders reported 738 home-loan applications in Covington County in 2025. 287 closed as loans ($37.6M), 239 were denied — a 42.2% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 36% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 738
- Loans originated
- 287
- Purchase / refinance
- 156 / 96
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Covington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 137 | 18.6% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 65 | 8.8% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 64 | 8.7% | — |
| 4 | PriorityOne Bank 70 out of 100, Strong | 52 | 7.0% | 9.2% |
| 5 | Regions Bank 64 out of 100, Moderate | 47 | 6.4% | 43.1% |
| 6 | Peoples Bank 52 out of 100, Below average | 37 | 5.0% | 18.3% |
| 7 | Rocket Mortgage, LLC | 26 | 3.5% | — |
| 8 | Trustmark National Bank 62 out of 100, Moderate | 24 | 3.3% | 14.7% |
| 9 | Community Bank of Mississippi 64 out of 100, Moderate | 20 | 2.7% | 9.7% |
| 10 | FirstBank 59 out of 100, Moderate | 17 | 2.3% | 42.8% |
| 11 | Citizens Bank 90 out of 100, Very strong | 15 | 2.0% | 4.9% |
| 12 | NEWREZ LLC | 14 | 1.9% | — |
| 13 | Broker Solutions, Inc. | 14 | 1.9% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.6% | — |
| 15 | PLANET HOME LENDING, LLC | 10 | 1.4% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 1.4% | 74.7% |
| 17 | AmeriSave Mortgage Corporation | 8 | 1.1% | — |
| 18 | Mortgage Research Center, LLC | 8 | 1.1% | — |
| 19 | KEESLER | 8 | 1.1% | — |
| 20 | Cadence Bank | 8 | 1.1% | — |
| 21 | Loandepot.Com, LLC | 5 | 0.7% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.7% | — |
| 23 | Renasant Bank 64 out of 100, Moderate | 5 | 0.7% | 11.6% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.5% | — |
| 25 | GUILD MORTGAGE COMPANY | 4 | 0.5% | — |
| 26 | SPRING EQ, LLC | 4 | 0.5% | — |
| 27 | HOPE FEDERAL CREDIT UNION | 4 | 0.5% | — |
| 28 | TAMMAC HOLDINGS CORPORATION | 4 | 0.5% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
| 30 | KIND LENDING, LLC | 4 | 0.5% | — |
| 31 | NEW DAY FINANCIAL, LLC | 4 | 0.5% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.4% | 14.1% |
| 33 | GUARANTEED RATE, INC. | 3 | 0.4% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 35 | SUNBELT Federal Credit Union 85 out of 100, Very strong | 3 | 0.4% | 28.9% |
| 36 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 0.4% | — |
| 37 | FREEDOM MORTGAGE CORPORATION | 3 | 0.4% | — |
| 38 | STOCKTON MORTGAGE CORPORATION | 3 | 0.4% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.4% | — |
| 40 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 0.4% | — |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps