Mississippi · HMDA 2025
Mortgage lenders in Jones County, MS
135 lenders reported 2,324 home-loan applications in Jones County in 2025. 1,236 closed as loans ($182.7M), 455 were denied — a 25.5% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 36% of applications, led by Community Bank of Mississippi. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,324
- Loans originated
- 1,236
- Purchase / refinance
- 521 / 515
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jones County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community Bank of Mississippi 64 out of 100, Moderate | 517 | 22.2% | 9.7% |
| 2 | 21st Mortgage Corporation | 185 | 8.0% | — |
| 3 | Trustmark National Bank 62 out of 100, Moderate | 141 | 6.1% | 14.7% |
| 4 | Cadence Bank | 130 | 5.6% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 92 | 4.0% | 43.1% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 90 | 3.9% | — |
| 7 | Rocket Mortgage, LLC | 86 | 3.7% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 3.0% | — |
| 9 | NEWREZ LLC | 58 | 2.5% | — |
| 10 | Renasant Bank 64 out of 100, Moderate | 51 | 2.2% | 11.6% |
| 11 | Mortgage Research Center, LLC | 50 | 2.2% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 46 | 2.0% | — |
| 13 | HOMETRUST MORTGAGE COMPANY | 37 | 1.6% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 35 | 1.5% | — |
| 15 | Broker Solutions, Inc. | 32 | 1.4% | — |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 26 | 1.1% | 32.5% |
| 17 | HOPE FEDERAL CREDIT UNION | 26 | 1.1% | — |
| 18 | The Citizens National Bank of Meridian | 26 | 1.1% | — |
| 19 | KEESLER | 25 | 1.1% | — |
| 20 | SUNBELT Federal Credit Union 85 out of 100, Very strong | 23 | 1.0% | 28.9% |
| 21 | Citizens Bank 90 out of 100, Very strong | 23 | 1.0% | 4.9% |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 0.9% | — |
| 23 | Loandepot.Com, LLC | 18 | 0.8% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 0.8% | — |
| 25 | PLANET HOME LENDING, LLC | 18 | 0.8% | — |
| 26 | PriorityOne Bank 70 out of 100, Strong | 18 | 0.8% | 9.2% |
| 27 | NEW DAY FINANCIAL, LLC | 17 | 0.7% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 16 | 0.7% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.6% | 14.1% |
| 30 | FirstBank 59 out of 100, Moderate | 14 | 0.6% | 42.8% |
| 31 | Equity Prime Mortgage LLC | 13 | 0.6% | — |
| 32 | STOCKTON MORTGAGE CORPORATION | 13 | 0.6% | — |
| 33 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 13 | 0.6% | 25.2% |
| 34 | Coastal Community Bank 35 out of 100, Low | 13 | 0.6% | 3.0% |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 12 | 0.5% | — |
| 36 | BankPlus 71 out of 100, Strong | 11 | 0.5% | 12.2% |
| 37 | TOWNE MORTGAGE COMPANY | 11 | 0.5% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.4% | 32.9% |
| 39 | AmeriSave Mortgage Corporation | 10 | 0.4% | — |
| 40 | BankFirst Financial Services 69 out of 100, Moderate | 10 | 0.4% | 7.5% |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps