Mississippi · HMDA 2025
Mortgage lenders in Panola County, MS
123 lenders reported 1,327 home-loan applications in Panola County in 2025. 558 closed as loans ($88.5M), 353 were denied — a 36.0% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 27% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,327
- Loans originated
- 558
- Purchase / refinance
- 345 / 139
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Panola County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 188 | 14.2% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 93 | 7.0% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 75 | 5.7% | — |
| 4 | First Security Bank, Batesville, Mississippi 66 out of 100, Moderate | 61 | 4.6% | 8.0% |
| 5 | Regions Bank 64 out of 100, Moderate | 60 | 4.5% | 43.1% |
| 6 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 58 | 4.4% | 18.4% |
| 7 | Rocket Mortgage, LLC | 48 | 3.6% | — |
| 8 | FirstBank 59 out of 100, Moderate | 41 | 3.1% | 42.8% |
| 9 | Trustmark National Bank 62 out of 100, Moderate | 39 | 2.9% | 14.7% |
| 10 | Cadence Bank | 37 | 2.8% | — |
| 11 | UNION HOME MORTGAGE CORP. | 36 | 2.7% | — |
| 12 | BankPlus 71 out of 100, Strong | 25 | 1.9% | 12.2% |
| 13 | Mortgage Research Center, LLC | 22 | 1.7% | — |
| 14 | Planters Bank & Trust Company 71 out of 100, Strong | 22 | 1.7% | 9.7% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.6% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 20 | 1.5% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 20 | 1.5% | — |
| 18 | Renasant Bank 64 out of 100, Moderate | 20 | 1.5% | 11.6% |
| 19 | AmeriSave Mortgage Corporation | 19 | 1.4% | — |
| 20 | BankFirst Financial Services 69 out of 100, Moderate | 19 | 1.4% | 7.5% |
| 21 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 1.4% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.3% | 14.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 17 | 1.3% | — |
| 24 | NEWREZ LLC | 16 | 1.2% | — |
| 25 | Loandepot.Com, LLC | 16 | 1.2% | — |
| 26 | Broker Solutions, Inc. | 15 | 1.1% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 28 | Fairway Independent Mortgage Corporation | 12 | 0.9% | — |
| 29 | SWBC MORTGAGE CORPORATION | 11 | 0.8% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 10 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 9 | 0.7% | — |
| 32 | PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | 0.7% | — |
| 33 | FIGURE LENDING LLC | 8 | 0.6% | — |
| 34 | Nations Lending Corporation | 8 | 0.6% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 8 | 0.6% | 3.0% |
| 36 | CMG MORTGAGE, INC. | 7 | 0.5% | — |
| 37 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 0.5% | — |
| 38 | SPRING EQ, LLC | 6 | 0.5% | — |
| 39 | STANDARD MORTGAGE CORPORATION | 6 | 0.5% | — |
| 40 | SOUTHWEST FUNDING, LP | 6 | 0.5% | — |
Top 40 of 123 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps