Mississippi · HMDA 2025
Mortgage lenders in Prentiss County, MS
97 lenders reported 761 home-loan applications in Prentiss County in 2025. 326 closed as loans ($44.4M), 179 were denied — a 32.8% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 29% of applications, led by Cadence Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 761
- Loans originated
- 326
- Purchase / refinance
- 168 / 104
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Prentiss County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Cadence Bank | 86 | 11.3% | — |
| 2 | Renasant Bank 64 out of 100, Moderate | 76 | 10.0% | 11.6% |
| 3 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 61 | 8.0% | 18.4% |
| 4 | Rocket Mortgage, LLC | 49 | 6.4% | — |
| 5 | 21st Mortgage Corporation | 47 | 6.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 27 | 3.5% | — |
| 7 | GMFS LLC | 22 | 2.9% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 2.8% | — |
| 9 | Mortgage Research Center, LLC | 18 | 2.4% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 2.2% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 17 | 2.2% | 43.1% |
| 12 | NATIONSTAR MORTGAGE LLC | 16 | 2.1% | — |
| 13 | STOCKTON MORTGAGE CORPORATION | 16 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 15 | 2.0% | — |
| 15 | Broker Solutions, Inc. | 14 | 1.8% | — |
| 16 | Magnolia Bank, Incorporated 49 out of 100, Below average | 12 | 1.6% | 10.3% |
| 17 | FirstBank 59 out of 100, Moderate | 10 | 1.3% | 42.8% |
| 18 | AmeriSave Mortgage Corporation | 9 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.1% | 14.1% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.1% | — |
| 21 | PLANET HOME LENDING, LLC | 8 | 1.1% | — |
| 22 | Kiavi Funding, Inc. | 8 | 1.1% | — |
| 23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | 1.1% | — |
| 24 | MORTGAGE INVESTORS GROUP, INC. | 8 | 1.1% | — |
| 25 | NEWREZ LLC | 7 | 0.9% | — |
| 26 | GENEVA FINANCIAL, LLC | 7 | 0.9% | — |
| 27 | Trustmark National Bank 62 out of 100, Moderate | 7 | 0.9% | 14.7% |
| 28 | Coastal Community Bank 35 out of 100, Low | 7 | 0.9% | 3.0% |
| 29 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.8% | — |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.8% | — |
| 32 | Flagstar Bank, N.A. 31 out of 100, Low | 6 | 0.8% | 35.1% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.7% | 32.9% |
| 34 | FORT FINANCIAL Federal Credit Union 76 out of 100, Strong | 5 | 0.7% | 24.8% |
| 35 | BankPlus 71 out of 100, Strong | 5 | 0.7% | 12.2% |
| 36 | NEW DAY FINANCIAL, LLC | 5 | 0.7% | — |
| 37 | Discover Bank | 4 | 0.5% | — |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.5% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.5% | — |
| 40 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | 0.5% | — |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps