Mississippi · HMDA 2025
Mortgage lenders in Scott County, MS
88 lenders reported 834 home-loan applications in Scott County in 2025. 409 closed as loans ($48.5M), 238 were denied — a 33.6% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 41% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 834
- Loans originated
- 409
- Purchase / refinance
- 188 / 163
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 140 | 16.8% | — |
| 2 | Community Bank of Mississippi 64 out of 100, Moderate | 136 | 16.3% | 9.7% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 69 | 8.3% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 63 | 7.6% | — |
| 5 | The Bank of Forest 68 out of 100, Moderate | 46 | 5.5% | 0.9% |
| 6 | Cadence Bank | 34 | 4.1% | — |
| 7 | Trustmark National Bank 62 out of 100, Moderate | 28 | 3.4% | 14.7% |
| 8 | Rocket Mortgage, LLC | 25 | 3.0% | — |
| 9 | FirstBank 59 out of 100, Moderate | 19 | 2.3% | 42.8% |
| 10 | PriorityOne Bank 70 out of 100, Strong | 18 | 2.2% | 9.2% |
| 11 | American Mortgage Bank, LLC | 17 | 2.0% | — |
| 12 | UNION HOME MORTGAGE CORP. | 16 | 1.9% | — |
| 13 | NEWREZ LLC | 10 | 1.2% | — |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.1% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 9 | 1.1% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.0% | — |
| 17 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.8% | 32.5% |
| 18 | Broker Solutions, Inc. | 7 | 0.8% | — |
| 19 | Regions Bank 64 out of 100, Moderate | 7 | 0.8% | 43.1% |
| 20 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 21 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.8% | 74.7% |
| 22 | GUILD MORTGAGE COMPANY | 6 | 0.7% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.6% | 22.2% |
| 24 | Mortgage Research Center, LLC | 5 | 0.6% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.6% | 44.7% |
| 26 | TAMMAC HOLDINGS CORPORATION | 5 | 0.6% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 28 | Magnolia Bank, Incorporated 49 out of 100, Below average | 5 | 0.6% | 10.3% |
| 29 | Loandepot.Com, LLC | 4 | 0.5% | — |
| 30 | Discover Bank | 4 | 0.5% | — |
| 31 | AmeriSave Mortgage Corporation | 4 | 0.5% | — |
| 32 | First Financial Bank 50 out of 100, Below average | 4 | 0.5% | 7.5% |
| 33 | BETTER MORTGAGE CORPORATION | 4 | 0.5% | — |
| 34 | Origin Bank 64 out of 100, Moderate | 4 | 0.5% | 9.4% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.4% | 14.1% |
| 37 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.4% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.4% | — |
| 39 | SPRING EQ, LLC | 3 | 0.4% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps