Mississippi · HMDA 2025
Mortgage lenders in Washington County, MS
113 lenders reported 955 home-loan applications in Washington County in 2025. 447 closed as loans ($57.5M), 194 were denied — a 28.7% denial rate on decided applications, close to the Mississippi rate of 28.1%. The three most active lenders handled 36% of applications, led by Planters Bank & Trust Company. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 955
- Loans originated
- 447
- Purchase / refinance
- 210 / 171
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Planters Bank & Trust Company 71 out of 100, Strong | 190 | 19.9% | 9.7% |
| 2 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 101 | 10.6% | 18.4% |
| 3 | Regions Bank 64 out of 100, Moderate | 57 | 6.0% | 43.1% |
| 4 | Trustmark National Bank 62 out of 100, Moderate | 57 | 6.0% | 14.7% |
| 5 | Kiavi Funding, Inc. | 46 | 4.8% | — |
| 6 | CB&S Bank, Inc. | 40 | 4.2% | — |
| 7 | Rocket Mortgage, LLC | 39 | 4.1% | — |
| 8 | Mortgage Research Center, LLC | 25 | 2.6% | — |
| 9 | Broker Solutions, Inc. | 21 | 2.2% | — |
| 10 | Southern Bancorp Bank 61 out of 100, Moderate | 21 | 2.2% | 12.4% |
| 11 | AmeriSave Mortgage Corporation | 18 | 1.9% | — |
| 12 | 21st Mortgage Corporation | 16 | 1.7% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.3% | — |
| 14 | Coastal Community Bank 35 out of 100, Low | 12 | 1.3% | 3.0% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.2% | 14.1% |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 11 | 1.2% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 11 | 1.2% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 1.0% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.9% | 32.9% |
| 20 | GUILD MORTGAGE COMPANY | 9 | 0.9% | — |
| 21 | FIRST COLONY MORTGAGE CORPORATION | 9 | 0.9% | — |
| 22 | HOPE FEDERAL CREDIT UNION | 9 | 0.9% | — |
| 23 | NEW DAY FINANCIAL, LLC | 9 | 0.9% | — |
| 24 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 0.8% | 39.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.8% | — |
| 27 | Discover Bank | 7 | 0.7% | — |
| 28 | NEWREZ LLC | 6 | 0.6% | — |
| 29 | SPRING EQ, LLC | 6 | 0.6% | — |
| 30 | STANDARD MORTGAGE CORPORATION | 6 | 0.6% | — |
| 31 | BankPlus 71 out of 100, Strong | 6 | 0.6% | 12.2% |
| 32 | FirstBank 59 out of 100, Moderate | 6 | 0.6% | 42.8% |
| 33 | Nations Lending Corporation | 5 | 0.5% | — |
| 34 | Community Bank of Mississippi 64 out of 100, Moderate | 5 | 0.5% | 9.7% |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.5% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.4% | 22.2% |
| 37 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.4% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.4% | — |
| 39 | Cadence Bank | 4 | 0.4% | — |
| 40 | CMG MORTGAGE, INC. | 3 | 0.3% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps