Nebraska · HMDA 2025
Mortgage lenders in Dakota County, NE
76 lenders reported 519 home-loan applications in Dakota County in 2025. 318 closed as loans ($61.9M), 80 were denied — a 19.6% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 519
- Loans originated
- 318
- Purchase / refinance
- 178 / 110
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dakota County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 65 | 12.5% | — |
| 2 | SIOUXLAND FEDERAL CREDIT UNION 75 out of 100, Strong | 63 | 12.1% | 16.6% |
| 3 | Central Bank 65 out of 100, Moderate | 34 | 6.6% | 5.5% |
| 4 | Primebank 61 out of 100, Moderate | 30 | 5.8% | 4.2% |
| 5 | BankFirst 85 out of 100, Very strong | 27 | 5.2% | 6.8% |
| 6 | Rocket Mortgage, LLC | 24 | 4.6% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 4.0% | 39.5% |
| 8 | CHARTER WEST BANK 68 out of 100, Moderate | 16 | 3.1% | 8.6% |
| 9 | Northwest Bank 70 out of 100, Strong | 16 | 3.1% | 6.0% |
| 10 | IOWA BANKERS MORTGAGE CORPORATION | 13 | 2.5% | — |
| 11 | Availa Bank 65 out of 100, Moderate | 13 | 2.5% | 5.3% |
| 12 | Great Southern Bank 73 out of 100, Strong | 12 | 2.3% | 24.6% |
| 13 | FREEDOM MORTGAGE CORPORATION | 12 | 2.3% | — |
| 14 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 11 | 2.1% | 15.7% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.9% | — |
| 16 | NEWREZ LLC | 9 | 1.7% | — |
| 17 | WEST GATE BANK 72 out of 100, Strong | 7 | 1.3% | 4.8% |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.2% | 22.2% |
| 19 | Mortgage Research Center, LLC | 6 | 1.2% | — |
| 20 | FIGURE LENDING LLC | 6 | 1.2% | — |
| 21 | First Community Bank | 6 | 1.2% | — |
| 22 | Premier Credit Union 51 out of 100, Below average | 5 | 1.0% | 13.8% |
| 23 | Peoples Bank 69 out of 100, Moderate | 5 | 1.0% | 11.1% |
| 24 | F&M Bank 83 out of 100, Strong | 5 | 1.0% | 4.0% |
| 25 | Discover Bank | 4 | 0.8% | — |
| 26 | AmeriSave Mortgage Corporation | 4 | 0.8% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.8% | — |
| 28 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 0.8% | — |
| 29 | PHH Mortgage Corporation | 4 | 0.8% | — |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 31 | Loandepot.Com, LLC | 3 | 0.6% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 33 | SPRING EQ, LLC | 3 | 0.6% | — |
| 34 | Telco Triad Community Credit Union 74 out of 100, Strong | 3 | 0.6% | 11.1% |
| 35 | Paramount Residential Mortgage Group, Inc. | 3 | 0.6% | — |
| 36 | CLEARPATH LENDING | 3 | 0.6% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
| 38 | V.I.P. MORTGAGE, INC. | 3 | 0.6% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.6% | — |
| 40 | GREENSTATE Credit Union 50 out of 100, Below average | 3 | 0.6% | 10.1% |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps