Nebraska · HMDA 2025
Mortgage lenders in Thurston County, NE
35 lenders reported 87 home-loan applications in Thurston County in 2025. 45 closed as loans ($7.3M), 12 were denied — a 20.3% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 29% of applications, led by CHARTER WEST BANK. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 87
- Loans originated
- 45
- Purchase / refinance
- 27 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Thurston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CHARTER WEST BANK 68 out of 100, Moderate | 12 | 13.8% | 8.6% |
| 2 | Frontier Bank | 8 | 9.2% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 5.7% | 39.5% |
| 4 | NEWREZ LLC | 4 | 4.6% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 4.6% | 32.5% |
| 6 | AmeriSave Mortgage Corporation | 4 | 4.6% | — |
| 7 | Click n' Close, Inc. | 4 | 4.6% | — |
| 8 | WEST GATE BANK 72 out of 100, Strong | 4 | 4.6% | 4.8% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 3 | 3.4% | — |
| 10 | Rocket Mortgage, LLC | 3 | 3.4% | — |
| 11 | SIOUXLAND FEDERAL CREDIT UNION 75 out of 100, Strong | 3 | 3.4% | 16.6% |
| 12 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 3.4% | — |
| 13 | Broker Solutions, Inc. | 2 | 2.3% | — |
| 14 | Empeople Credit Union 58 out of 100, Moderate | 2 | 2.3% | 25.7% |
| 15 | DELMAR FINANCIAL COMPANY | 2 | 2.3% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 2 | 2.3% | — |
| 17 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 2.3% | 11.2% |
| 18 | Citizens State Bank 72 out of 100, Strong | 2 | 2.3% | 9.7% |
| 19 | Coastal Community Bank 35 out of 100, Low | 2 | 2.3% | 3.0% |
| 20 | 21st Mortgage Corporation | 1 | 1.1% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.1% | 14.1% |
| 22 | Fairway Independent Mortgage Corporation | 1 | 1.1% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.1% | — |
| 24 | Discover Bank | 1 | 1.1% | — |
| 25 | Mortgage Research Center, LLC | 1 | 1.1% | — |
| 26 | SPRING EQ, LLC | 1 | 1.1% | — |
| 27 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.1% | — |
| 28 | First Nebraska Bank 75 out of 100, Strong | 1 | 1.1% | 19.3% |
| 29 | Primebank 61 out of 100, Moderate | 1 | 1.1% | 4.2% |
| 30 | LONGBRIDGE FINANCIAL, LLC | 1 | 1.1% | — |
| 31 | BankFirst 85 out of 100, Very strong | 1 | 1.1% | 6.8% |
| 32 | Pinnacle Bank 74 out of 100, Strong | 1 | 1.1% | 4.8% |
| 33 | Cobalt Credit Union | 1 | 1.1% | — |
| 34 | Washington County Bank 83 out of 100, Strong | 1 | 1.1% | 15.9% |
| 35 | RVR BANK 78 out of 100, Strong | 1 | 1.1% | 10.0% |
Top 35 of 35 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps