Nebraska · HMDA 2025
Mortgage lenders in Washington County, NE
126 lenders reported 939 home-loan applications in Washington County in 2025. 555 closed as loans ($149.7M), 96 were denied — a 13.8% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 18% of applications, led by WEST GATE BANK. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 939
- Loans originated
- 555
- Purchase / refinance
- 238 / 210
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WEST GATE BANK 72 out of 100, Strong | 68 | 7.2% | 4.8% |
| 2 | RVR BANK 78 out of 100, Strong | 64 | 6.8% | 10.0% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 40 | 4.3% | 39.5% |
| 4 | Rocket Mortgage, LLC | 38 | 4.0% | — |
| 5 | First National Bank of Omaha 72 out of 100, Strong | 35 | 3.7% | 25.9% |
| 6 | CENTRIS | 34 | 3.6% | — |
| 7 | CASTLE & COOKE MORTGAGE, LLC | 31 | 3.3% | — |
| 8 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 31 | 3.3% | 11.2% |
| 9 | Washington County Bank 83 out of 100, Strong | 28 | 3.0% | 15.9% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 26 | 2.8% | — |
| 11 | NEWREZ LLC | 18 | 1.9% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 1.9% | — |
| 13 | METRO CU | 18 | 1.9% | — |
| 14 | IOWA BANKERS MORTGAGE CORPORATION | 17 | 1.8% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 16 | 1.7% | — |
| 16 | Pinnacle Bank 74 out of 100, Strong | 16 | 1.7% | 4.8% |
| 17 | Cobalt Credit Union | 16 | 1.7% | — |
| 18 | Mortgage Research Center, LLC | 15 | 1.6% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.4% | 14.1% |
| 20 | FIGURE LENDING LLC | 13 | 1.4% | — |
| 21 | CHURCHILL MORTGAGE CORPORATION | 13 | 1.4% | — |
| 22 | CHARTER WEST BANK 68 out of 100, Moderate | 12 | 1.3% | 8.6% |
| 23 | 21st Mortgage Corporation | 11 | 1.2% | — |
| 24 | REGENT FINANCIAL GROUP, INC. | 11 | 1.2% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 1.1% | 32.5% |
| 26 | Broker Solutions, Inc. | 10 | 1.1% | — |
| 27 | SPRING EQ, LLC | 10 | 1.1% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.1% | — |
| 29 | GUARANTEED RATE, INC. | 9 | 1.0% | — |
| 30 | BMO Bank National Association 83 out of 100, Strong | 9 | 1.0% | 40.5% |
| 31 | PLANET HOME LENDING, LLC | 9 | 1.0% | — |
| 32 | Access Bank 65 out of 100, Moderate | 9 | 1.0% | 2.2% |
| 33 | Coastal Community Bank 35 out of 100, Low | 8 | 0.9% | 3.0% |
| 34 | American National Bank | 8 | 0.9% | — |
| 35 | CMG MORTGAGE, INC. | 7 | 0.7% | — |
| 36 | The Federal Savings Bank 51 out of 100, Below average | 7 | 0.7% | 19.1% |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | 0.7% | — |
| 38 | FIRST NEBRASKA Credit Union 77 out of 100, Strong | 7 | 0.7% | 14.2% |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.7% | — |
| 40 | Northwest Bank 70 out of 100, Strong | 7 | 0.7% | 6.0% |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps