New Mexico · HMDA 2025
Mortgage lenders in Lincoln County, NM
150 lenders reported 925 home-loan applications in Lincoln County in 2025. 423 closed as loans ($124.2M), 193 were denied — a 30.4% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 27% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 925
- Loans originated
- 423
- Purchase / refinance
- 260 / 118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 101 | 10.9% | — |
| 2 | Rocket Mortgage, LLC | 80 | 8.6% | — |
| 3 | City Bank 75 out of 100, Strong | 66 | 7.1% | 16.6% |
| 4 | 21st Mortgage Corporation | 57 | 6.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 36 | 3.9% | — |
| 6 | KIND LENDING, LLC | 24 | 2.6% | — |
| 7 | NEWREZ LLC | 23 | 2.5% | — |
| 8 | Mortgage Research Center, LLC | 22 | 2.4% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 19 | 2.1% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 1.9% | — |
| 11 | AmeriSave Mortgage Corporation | 16 | 1.7% | — |
| 12 | Loandepot.Com, LLC | 15 | 1.6% | — |
| 13 | Fairway Independent Mortgage Corporation | 12 | 1.3% | — |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 1.3% | 33.8% |
| 15 | CMG MORTGAGE, INC. | 11 | 1.2% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.2% | 32.9% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.2% | 14.1% |
| 18 | Broker Solutions, Inc. | 11 | 1.2% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.2% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 11 | 1.2% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 1.1% | 22.2% |
| 22 | HOMEXPRESS MORTGAGE CORP. | 10 | 1.1% | — |
| 23 | NUSENDA | 10 | 1.1% | — |
| 24 | Commerce Home Mortgage, Inc. | 9 | 1.0% | — |
| 25 | COUNTRYPLACE MORTGAGE, LTD. | 9 | 1.0% | — |
| 26 | A&D Mortgage LLC | 8 | 0.9% | — |
| 27 | Gateway First Bank 54 out of 100, Below average | 8 | 0.9% | 5.3% |
| 28 | First American Bank 80 out of 100, Strong | 8 | 0.9% | 17.6% |
| 29 | SPRING EQ, LLC | 7 | 0.8% | — |
| 30 | First Savings Bank 83 out of 100, Strong | 7 | 0.8% | 16.1% |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 7 | 0.8% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 7 | 0.8% | — |
| 33 | Citizens Bank of Las Cruces 76 out of 100, Strong | 7 | 0.8% | 3.5% |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.8% | 74.7% |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 6 | 0.6% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.6% | 44.7% |
| 37 | THE LOAN STORE, INC. | 6 | 0.6% | — |
| 38 | PLANET HOME LENDING, LLC | 6 | 0.6% | — |
| 39 | AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | 0.6% | — |
| 40 | BETTER MORTGAGE CORPORATION | 6 | 0.6% | — |
Top 40 of 150 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps