North Carolina · HMDA 2025
Mortgage lenders in Alamance County, NC
345 lenders reported 9,137 home-loan applications in Alamance County in 2025. 4,837 closed as loans ($1.2B), 1,627 were denied — a 24.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 25% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,137
- Loans originated
- 4,837
- Purchase / refinance
- 2,698 / 1,266
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alamance County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 1,165 | 12.8% | — |
| 2 | Truliant Federal Credit Union 67 out of 100, Moderate | 694 | 7.6% | 50.3% |
| 3 | DHI MORTGAGE COMPANY, LTD. | 434 | 4.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 371 | 4.1% | — |
| 5 | Rocket Mortgage, LLC | 351 | 3.8% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 274 | 3.0% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 228 | 2.5% | 40.8% |
| 8 | MOVEMENT MORTGAGE, LLC | 218 | 2.4% | — |
| 9 | NEWREZ LLC | 194 | 2.1% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 192 | 2.1% | — |
| 11 | UNION HOME MORTGAGE CORP. | 173 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 161 | 1.8% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 142 | 1.6% | — |
| 14 | Pinnacle Bank 60 out of 100, Moderate | 139 | 1.5% | 17.5% |
| 15 | Mortgage Research Center, LLC | 129 | 1.4% | — |
| 16 | Loandepot.Com, LLC | 124 | 1.4% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 122 | 1.3% | 14.1% |
| 18 | First National Bank of Pennsylvania 64 out of 100, Moderate | 122 | 1.3% | 26.6% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 114 | 1.2% | — |
| 20 | LENNAR MORTGAGE, LLC | 111 | 1.2% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 110 | 1.2% | 32.9% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 104 | 1.1% | 44.7% |
| 23 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 104 | 1.1% | — |
| 24 | GUARANTEED RATE, INC. | 103 | 1.1% | — |
| 25 | The Fidelity Bank 78 out of 100, Strong | 94 | 1.0% | 14.7% |
| 26 | KBHS HOME LOANS, LLC | 90 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 89 | 1.0% | — |
| 28 | Broker Solutions, Inc. | 74 | 0.8% | — |
| 29 | COASTAL Federal Credit Union 66 out of 100, Moderate | 74 | 0.8% | 28.9% |
| 30 | AmeriSave Mortgage Corporation | 73 | 0.8% | — |
| 31 | Fairway Independent Mortgage Corporation | 71 | 0.8% | — |
| 32 | Atlantic Union Bank 73 out of 100, Strong | 69 | 0.8% | 23.3% |
| 33 | Coastal Community Bank 35 out of 100, Low | 67 | 0.7% | 3.0% |
| 34 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 61 | 0.7% | — |
| 35 | FIGURE LENDING LLC | 56 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 53 | 0.6% | 22.2% |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 51 | 0.6% | 33.8% |
| 38 | PROPONENT Federal Credit Union 70 out of 100, Strong | 50 | 0.5% | 18.9% |
| 39 | PLANET HOME LENDING, LLC | 47 | 0.5% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 46 | 0.5% | — |
Top 40 of 345 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps