North Carolina · HMDA 2025
Mortgage lenders in Camden County, NC
122 lenders reported 839 home-loan applications in Camden County in 2025. 417 closed as loans ($125.7M), 122 were denied — a 21.9% denial rate on decided applications, close to the North Carolina rate of 22.7%. The three most active lenders handled 23% of applications, led by Navy Federal Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 839
- Loans originated
- 417
- Purchase / refinance
- 209 / 128
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Camden County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 90 | 10.7% | 32.9% |
| 2 | NVR Mortgage Finance, Inc. | 52 | 6.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 51 | 6.1% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 47 | 5.6% | — |
| 5 | Rocket Mortgage, LLC | 42 | 5.0% | — |
| 6 | STATE EMPLOYEES' | 39 | 4.6% | — |
| 7 | Mortgage Research Center, LLC | 37 | 4.4% | — |
| 8 | NEWREZ LLC | 31 | 3.7% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 3.1% | — |
| 10 | SOUTHERN TRUST MORTGAGE, LLC | 24 | 2.9% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 16 | 1.9% | 40.8% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 1.7% | — |
| 13 | Southern Bank and Trust Company 70 out of 100, Strong | 14 | 1.7% | 12.5% |
| 14 | Atlantic Coast Mortgage, LLC | 13 | 1.5% | — |
| 15 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 1.5% | — |
| 16 | MOVEMENT MORTGAGE, LLC | 12 | 1.4% | — |
| 17 | Towne Bank 74 out of 100, Strong | 12 | 1.4% | 6.6% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.4% | — |
| 19 | Loandepot.Com, LLC | 11 | 1.3% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.3% | — |
| 21 | PLANET HOME LENDING, LLC | 11 | 1.3% | — |
| 22 | Atlantic Union Bank 73 out of 100, Strong | 11 | 1.3% | 23.3% |
| 23 | Advance Financial Group, LLC | 9 | 1.1% | — |
| 24 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 9 | 1.1% | 31.3% |
| 25 | ABNB Federal Credit Union 53 out of 100, Below average | 9 | 1.1% | 34.4% |
| 26 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 7 | 0.8% | 33.8% |
| 28 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 29 | NEW DAY FINANCIAL, LLC | 7 | 0.8% | — |
| 30 | PHH Mortgage Corporation | 7 | 0.8% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.7% | 44.7% |
| 32 | SPRING EQ, LLC | 6 | 0.7% | — |
| 33 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 6 | 0.7% | 22.5% |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.6% | 14.1% |
| 35 | Broker Solutions, Inc. | 5 | 0.6% | — |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.6% | 39.5% |
| 37 | Paramount Residential Mortgage Group, Inc. | 5 | 0.6% | — |
| 38 | LANGLEY Federal Credit Union 54 out of 100, Below average | 5 | 0.6% | 21.7% |
| 39 | Presidential Bank, FSB 51 out of 100, Below average | 5 | 0.6% | 6.9% |
| 40 | Towne Mortgage, LLC | 5 | 0.6% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps