Oklahoma · HMDA 2025
Mortgage lenders in Nowata County, OK
91 lenders reported 326 home-loan applications in Nowata County in 2025. 125 closed as loans ($18.5M), 79 were denied — a 35.6% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 326
- Loans originated
- 125
- Purchase / refinance
- 63 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nowata County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 19 | 5.8% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 5.8% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 18 | 5.5% | — |
| 4 | Regent Bank 43 out of 100, Below average | 17 | 5.2% | 6.7% |
| 5 | Arvest Bank 57 out of 100, Moderate | 16 | 4.9% | 18.5% |
| 6 | Rocket Mortgage, LLC | 11 | 3.4% | — |
| 7 | PLANET HOME LENDING, LLC | 11 | 3.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.1% | — |
| 9 | FLAT BRANCH MORTGAGE, INC. | 10 | 3.1% | — |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 3.1% | 74.7% |
| 11 | Truity Federal Credit Union 52 out of 100, Below average | 9 | 2.8% | 13.1% |
| 12 | Mortgage Research Center, LLC | 8 | 2.5% | — |
| 13 | NEWREZ LLC | 7 | 2.1% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 7 | 2.1% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.8% | — |
| 16 | SPRING EQ, LLC | 6 | 1.8% | — |
| 17 | BOKF, National Association 64 out of 100, Moderate | 6 | 1.8% | 27.5% |
| 18 | Coastal Community Bank 35 out of 100, Low | 6 | 1.8% | 3.0% |
| 19 | Loandepot.Com, LLC | 5 | 1.5% | — |
| 20 | AmeriSave Mortgage Corporation | 5 | 1.5% | — |
| 21 | Armstrong Bank 74 out of 100, Strong | 5 | 1.5% | 9.7% |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.5% | — |
| 23 | CANOPY MORTGAGE, LLC | 5 | 1.5% | — |
| 24 | Gateway First Bank 54 out of 100, Below average | 4 | 1.2% | 5.3% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.9% | 32.9% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.9% | 14.1% |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.9% | 39.5% |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.9% | — |
| 29 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.9% | — |
| 30 | THE MORTGAGE LINK, INC. | 3 | 0.9% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 3 | 0.9% | — |
| 32 | BancFirst 71 out of 100, Strong | 3 | 0.9% | 10.2% |
| 33 | Equity Bank 65 out of 100, Moderate | 3 | 0.9% | 18.4% |
| 34 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.9% | 37.2% |
| 35 | MOVEMENT MORTGAGE, LLC | 2 | 0.6% | — |
| 36 | GUILD MORTGAGE COMPANY | 2 | 0.6% | — |
| 37 | RCB Bank 72 out of 100, Strong | 2 | 0.6% | 9.7% |
| 38 | TTCU Federal Credit Union 73 out of 100, Strong | 2 | 0.6% | 18.1% |
| 39 | Paramount Residential Mortgage Group, Inc. | 2 | 0.6% | — |
| 40 | AMERICAN FINANCING CORPORATION | 2 | 0.6% | — |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps