Oregon · HMDA 2025
Mortgage lenders in Benton County, OR
201 lenders reported 2,497 home-loan applications in Benton County in 2025. 1,432 closed as loans ($616.9M), 255 were denied — a 14.0% denial rate on decided applications, below the Oregon rate of 19.0%. The three most active lenders handled 22% of applications, led by Oregon State Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,497
- Loans originated
- 1,432
- Purchase / refinance
- 659 / 374
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Oregon State Credit Union 76 out of 100, Strong | 337 | 13.5% | 14.3% |
| 2 | Umpqua Bank 64 out of 100, Moderate | 115 | 4.6% | 28.5% |
| 3 | Rocket Mortgage, LLC | 91 | 3.6% | — |
| 4 | NEWREZ LLC | 86 | 3.4% | — |
| 5 | MORTGAGE EXPRESS, LLC | 76 | 3.0% | — |
| 6 | MOVEMENT MORTGAGE, LLC | 75 | 3.0% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 74 | 3.0% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 71 | 2.8% | 39.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 70 | 2.8% | — |
| 10 | GUILD MORTGAGE COMPANY | 63 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 2.3% | 14.1% |
| 12 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 56 | 2.2% | 17.5% |
| 13 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 48 | 1.9% | 15.5% |
| 14 | UNION HOME MORTGAGE CORP. | 46 | 1.8% | — |
| 15 | OREGON COMMUNITY | 42 | 1.7% | — |
| 16 | DIRECTORS MORTGAGE, INC. | 41 | 1.6% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 38 | 1.5% | 44.7% |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 36 | 1.4% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 35 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 34 | 1.4% | — |
| 21 | PHH Mortgage Corporation | 32 | 1.3% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 28 | 1.1% | — |
| 24 | SPRING EQ, LLC | 26 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 23 | 0.9% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 23 | 0.9% | — |
| 27 | KeyBank National Association 63 out of 100, Moderate | 23 | 0.9% | 32.8% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 0.9% | 32.9% |
| 29 | Synergy One Lending, Inc. | 22 | 0.9% | — |
| 30 | SELCO COMMUNITY | 21 | 0.8% | — |
| 31 | CMG MORTGAGE, INC. | 20 | 0.8% | — |
| 32 | Mortgage Research Center, LLC | 19 | 0.8% | — |
| 33 | PROVIDENT FUNDING ASSOCIATES, L.P. | 19 | 0.8% | — |
| 34 | KIND LENDING, LLC | 19 | 0.8% | — |
| 35 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 18 | 0.7% | — |
| 36 | 21st Mortgage Corporation | 16 | 0.6% | — |
| 37 | GO MORTGAGE, LLC | 16 | 0.6% | — |
| 38 | Discover Bank | 14 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 14 | 0.6% | — |
| 40 | Broker Solutions, Inc. | 13 | 0.5% | — |
Top 40 of 201 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps