Oregon · HMDA 2025
Mortgage lenders in Clatsop County, OR
214 lenders reported 1,929 home-loan applications in Clatsop County in 2025. 1,004 closed as loans ($387.6M), 305 were denied — a 22.1% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 17% of applications, led by FIBRE. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,929
- Loans originated
- 1,004
- Purchase / refinance
- 455 / 328
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clatsop County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIBRE | 129 | 6.7% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 119 | 6.2% | 39.5% |
| 3 | GOLDEN EMPIRE MORTGAGE, INC. | 87 | 4.5% | — |
| 4 | Rocket Mortgage, LLC | 80 | 4.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 76 | 3.9% | — |
| 6 | Wauna Federal Credit Union 58 out of 100, Moderate | 61 | 3.2% | 17.1% |
| 7 | Fairway Independent Mortgage Corporation | 56 | 2.9% | — |
| 8 | Umpqua Bank 64 out of 100, Moderate | 54 | 2.8% | 28.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 52 | 2.7% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 46 | 2.4% | 14.1% |
| 11 | NEWREZ LLC | 41 | 2.1% | — |
| 12 | UNION HOME MORTGAGE CORP. | 39 | 2.0% | — |
| 13 | SPRING EQ, LLC | 36 | 1.9% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 34 | 1.8% | — |
| 15 | Northpointe Bank 58 out of 100, Moderate | 33 | 1.7% | 10.4% |
| 16 | GUILD MORTGAGE COMPANY | 30 | 1.6% | — |
| 17 | Mortgage Research Center, LLC | 30 | 1.6% | — |
| 18 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 29 | 1.5% | 17.5% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 1.5% | 32.9% |
| 20 | ALAMEDA MORTGAGE CORPORATION | 27 | 1.4% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 1.3% | — |
| 22 | PHH Mortgage Corporation | 26 | 1.3% | — |
| 23 | CHURCHILL MORTGAGE CORPORATION | 25 | 1.3% | — |
| 24 | FIGURE LENDING LLC | 21 | 1.1% | — |
| 25 | CMG MORTGAGE, INC. | 20 | 1.0% | — |
| 26 | NATIONS DIRECT MORTGAGE, LLC | 20 | 1.0% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 19 | 1.0% | — |
| 28 | Loandepot.Com, LLC | 18 | 0.9% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 17 | 0.9% | 44.7% |
| 31 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 17 | 0.9% | 15.5% |
| 32 | EVERETT FINANCIAL, INC. | 17 | 0.9% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 0.7% | 22.2% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 14 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.7% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 13 | 0.7% | 3.0% |
| 37 | THE LOAN STORE, INC. | 12 | 0.6% | — |
| 38 | 21st Mortgage Corporation | 11 | 0.6% | — |
| 39 | Broker Solutions, Inc. | 10 | 0.5% | — |
| 40 | Commerce Home Mortgage, Inc. | 10 | 0.5% | — |
Top 40 of 214 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps