Oregon · HMDA 2025
Mortgage lenders in Gilliam County, OR
45 lenders reported 81 home-loan applications in Gilliam County in 2025. 39 closed as loans ($7.4M), 18 were denied — a 31.0% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 81
- Loans originated
- 39
- Purchase / refinance
- 11 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gilliam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 8 | 9.9% | — |
| 2 | NEWREZ LLC | 5 | 6.2% | — |
| 3 | Umpqua Bank 64 out of 100, Moderate | 4 | 4.9% | 28.5% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 3 | 3.7% | — |
| 5 | Mortgage Research Center, LLC | 3 | 3.7% | — |
| 6 | FIRST COMMUNITY | 3 | 3.7% | — |
| 7 | NEW DAY FINANCIAL, LLC | 3 | 3.7% | — |
| 8 | HomeStreet Bank | 3 | 3.7% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 2.5% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 2.5% | — |
| 11 | Unitus Community Credit Union 63 out of 100, Moderate | 2 | 2.5% | 40.1% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 2.5% | 39.5% |
| 13 | GO MORTGAGE, LLC | 2 | 2.5% | — |
| 14 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 2 | 2.5% | 17.5% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 2.5% | — |
| 16 | Rivermark Community | 2 | 2.5% | — |
| 17 | Boeing Employees Credit Union 75 out of 100, Strong | 2 | 2.5% | 26.5% |
| 18 | Equity Prime Mortgage LLC | 2 | 2.5% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 2 | 2.5% | — |
| 20 | BAYSHORE MORTGAGE FUNDING, LLC | 2 | 2.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.2% | 14.1% |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 1.2% | 33.8% |
| 23 | SPRING EQ, LLC | 1 | 1.2% | — |
| 24 | Sunflower Bank, National Association 51 out of 100, Below average | 1 | 1.2% | 5.8% |
| 25 | Paramount Residential Mortgage Group, Inc. | 1 | 1.2% | — |
| 26 | The Federal Savings Bank 51 out of 100, Below average | 1 | 1.2% | 19.1% |
| 27 | GESA | 1 | 1.2% | — |
| 28 | First National Bank of America 51 out of 100, Below average | 1 | 1.2% | 16.9% |
| 29 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 1.2% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.2% | — |
| 31 | MEMBER FIRST MORTGAGE, LLC | 1 | 1.2% | — |
| 32 | MORTGAGE EXPRESS, LLC | 1 | 1.2% | — |
| 33 | JMAC LENDING, INC. | 1 | 1.2% | — |
| 34 | RESIDENTIAL MORTGAGE, LLC | 1 | 1.2% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 1 | 1.2% | — |
| 36 | FREEDOM MORTGAGE CORPORATION | 1 | 1.2% | — |
| 37 | Bank of Eastern Oregon 73 out of 100, Strong | 1 | 1.2% | 5.3% |
| 38 | AgWest Farm Credit, FLCA | 1 | 1.2% | — |
| 39 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 1.2% | — |
| 40 | TOWNE MORTGAGE COMPANY | 1 | 1.2% | — |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps