Oregon · HMDA 2025
Mortgage lenders in Hood River County, OR
131 lenders reported 721 home-loan applications in Hood River County in 2025. 382 closed as loans ($150.7M), 101 were denied — a 19.9% denial rate on decided applications, close to the Oregon rate of 19.0%. The three most active lenders handled 20% of applications, led by Consolidated Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 721
- Loans originated
- 382
- Purchase / refinance
- 164 / 124
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hood River County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Consolidated Federal Credit Union 88 out of 100, Very strong | 56 | 7.8% | 25.2% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 53 | 7.4% | — |
| 3 | Rocket Mortgage, LLC | 34 | 4.7% | — |
| 4 | DIRECTORS MORTGAGE, INC. | 34 | 4.7% | — |
| 5 | NEWREZ LLC | 30 | 4.2% | — |
| 6 | UNION HOME MORTGAGE CORP. | 23 | 3.2% | — |
| 7 | Umpqua Bank 64 out of 100, Moderate | 23 | 3.2% | 28.5% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 2.9% | 39.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.5% | — |
| 10 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 17 | 2.4% | 17.5% |
| 11 | PACIFIC N W FEDERAL CREDIT UNION 67 out of 100, Moderate | 15 | 2.1% | 17.4% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.9% | 14.1% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.9% | — |
| 14 | GUILD MORTGAGE COMPANY | 13 | 1.8% | — |
| 15 | Synergy One Lending, Inc. | 13 | 1.8% | — |
| 16 | CMG MORTGAGE, INC. | 12 | 1.7% | — |
| 17 | 21st Mortgage Corporation | 11 | 1.5% | — |
| 18 | KIND LENDING, LLC | 11 | 1.5% | — |
| 19 | KeyBank National Association 63 out of 100, Moderate | 10 | 1.4% | 32.8% |
| 20 | PHH Mortgage Corporation | 10 | 1.4% | — |
| 21 | Loandepot.Com, LLC | 9 | 1.2% | — |
| 22 | Rivermark Community | 9 | 1.2% | — |
| 23 | BETTER MORTGAGE CORPORATION | 9 | 1.2% | — |
| 24 | Fairway Independent Mortgage Corporation | 8 | 1.1% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 8 | 1.1% | 44.7% |
| 26 | FIGURE LENDING LLC | 8 | 1.1% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 7 | 1.0% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 7 | 1.0% | — |
| 29 | TEMPLE VIEW CAPITAL FUNDING, LP | 7 | 1.0% | — |
| 30 | GUARANTEED RATE, INC. | 6 | 0.8% | — |
| 31 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 6 | 0.8% | 15.5% |
| 32 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 6 | 0.8% | 34.0% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.7% | 22.2% |
| 34 | SPRING EQ, LLC | 5 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.7% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.7% | — |
| 37 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 5 | 0.7% | 35.5% |
| 38 | AgWest Farm Credit, FLCA | 5 | 0.7% | — |
| 39 | Mortgage Research Center, LLC | 4 | 0.6% | — |
| 40 | A&D Mortgage LLC | 4 | 0.6% | — |
Top 40 of 131 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps