Oregon · HMDA 2025
Mortgage lenders in Malheur County, OR
145 lenders reported 945 home-loan applications in Malheur County in 2025. 452 closed as loans ($94.1M), 155 were denied — a 23.9% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 25% of applications, led by ROGUE CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 945
- Loans originated
- 452
- Purchase / refinance
- 226 / 143
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Malheur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ROGUE CREDIT UNION 67 out of 100, Moderate | 113 | 12.0% | 13.2% |
| 2 | GUILD MORTGAGE COMPANY | 73 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 49 | 5.2% | — |
| 4 | FIRST COLONY MORTGAGE CORPORATION | 45 | 4.8% | — |
| 5 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 43 | 4.6% | 17.8% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 34 | 3.6% | 39.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 32 | 3.4% | — |
| 8 | NEWREZ LLC | 28 | 3.0% | — |
| 9 | Loandepot.Com, LLC | 25 | 2.6% | — |
| 10 | D. L. EVANS BANK | 22 | 2.3% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 22 | 2.3% | — |
| 12 | Umpqua Bank 64 out of 100, Moderate | 21 | 2.2% | 28.5% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 2.1% | 14.1% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.8% | — |
| 15 | Mortgage Research Center, LLC | 17 | 1.8% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 14 | 1.5% | — |
| 17 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 12 | 1.3% | 30.7% |
| 18 | GoodLeap, LLC | 11 | 1.2% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 11 | 1.2% | 3.0% |
| 20 | Waterstone Mortgage Corporation | 10 | 1.1% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 9 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 23 | SPRING EQ, LLC | 8 | 0.8% | — |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | 0.8% | — |
| 25 | The Federal Savings Bank 51 out of 100, Below average | 8 | 0.8% | 19.1% |
| 26 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 27 | 1st Security Bank of Washington 67 out of 100, Moderate | 8 | 0.8% | 8.1% |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.8% | — |
| 29 | PHH Mortgage Corporation | 8 | 0.8% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.7% | — |
| 31 | 21st Mortgage Corporation | 6 | 0.6% | — |
| 32 | Fairway Independent Mortgage Corporation | 6 | 0.6% | — |
| 33 | Discover Bank | 6 | 0.6% | — |
| 34 | AgWest Farm Credit, FLCA | 6 | 0.6% | — |
| 35 | Broker Solutions, Inc. | 5 | 0.5% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.5% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.5% | — |
| 38 | BMO Bank National Association 83 out of 100, Strong | 5 | 0.5% | 40.5% |
| 39 | FIGURE LENDING LLC | 5 | 0.5% | — |
| 40 | Loan Simple, Inc. | 5 | 0.5% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps