Puerto Rico · HMDA 2025

Mortgage lenders in Arecibo Municipio, PR

40 lenders reported 606 home-loan applications in Arecibo Municipio in 2025. 334 closed as loans ($48.6M), 85 were denied — a 19.8% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 49% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 606
Loans originated: 334
Purchase / refinance: 262 / 58
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Arecibo Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	181	29.9%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	72	11.9%	23.3%
3	THE MONEY HOUSE INC.	42	6.9%	—
4	Oriental Bank 61 out of 100, Moderate	30	5.0%	26.4%
5	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	26	4.3%	—
6	FIRST EQUITY MORTGAGE BANKERS, INC.	25	4.1%	—
7	PREFERRED MORTGAGE CORPORATION	24	4.0%	—
8	METRO ISLAND MORTGAGE, INC.	22	3.6%	—
9	TRUST MORTGAGE, CORP	21	3.5%	—
10	HOME MORTGAGE BANKERS CORP.	15	2.5%	—
11	Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia	14	2.3%	—
12	SUN WEST MORTGAGE COMPANY, INC.	14	2.3%	—
13	Cooperativa A/C de Arecibo	13	2.1%	—
14	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	13	2.1%	45.9%
15	RM ACTUAL MORTGAGE, INC.	10	1.7%	—
16	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	8	1.3%	—
17	Capital Mortgage Services Corp.	7	1.2%	—
18	COOPERATIVA DE AHORRO Y CREDITO DE LARES	7	1.2%	—
19	Broker Solutions, Inc.	6	1.0%	—
20	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	6	1.0%	—
21	HR MORTGAGE CORP.	6	1.0%	—
22	Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, PR	5	0.8%	—
23	E.M.I. EQUITY MORTGAGE, INC.	4	0.7%	—
24	MULTIPLES MORTGAGE CORPORATION	4	0.7%	—
25	Equity Prime Mortgage LLC	4	0.7%	—
26	CROSSCOUNTRY MORTGAGE, INC.	3	0.5%	—
27	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	3	0.5%	—
28	VIG MORTGAGE CORPORATION	3	0.5%	—
29	R. F. Mortgage & Investment Corporation	3	0.5%	—
30	EVERETT FINANCIAL, INC.	3	0.5%	—
31	Senior Mortgage Bankers Inc.	2	0.3%	—
32	Cooperativa de Ahorro y Credito de Rincon	2	0.3%	—
33	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	1	0.2%	—
34	LATIN AMERICAN FINANCIAL CORPORATION	1	0.2%	—
35	Cooperativa De Credito Y Ahorro San Jose	1	0.2%	—
36	CALCON MUTUAL MORTGAGE LLC	1	0.2%	—
37	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	1	0.2%	—
38	VILLAGE CAPITAL & INVESTMENT LLC	1	0.2%	—
39	City Lending Inc.	1	0.2%	—
40	Flagstar Bank, N.A. 31 out of 100, Low	1	0.2%	35.1%

Top 40 of 40 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.