Puerto Rico · HMDA 2025

Mortgage lenders in Bayamón Municipio, PR

48 lenders reported 2,151 home-loan applications in Bayamón Municipio in 2025. 1,208 closed as loans ($229.3M), 250 were denied — a 16.8% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 53% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 2,151
Loans originated: 1,208
Purchase / refinance: 1,038 / 140
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Bayamón Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	671	31.2%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	262	12.2%	23.3%
3	THE MONEY HOUSE INC.	199	9.3%	—
4	FIRST EQUITY MORTGAGE BANKERS, INC.	161	7.5%	—
5	Oriental Bank 61 out of 100, Moderate	119	5.5%	26.4%
6	TRUST MORTGAGE, CORP	87	4.0%	—
7	PREFERRED MORTGAGE CORPORATION	72	3.3%	—
8	HOME MORTGAGE BANKERS CORP.	65	3.0%	—
9	METRO ISLAND MORTGAGE, INC.	59	2.7%	—
10	R. F. Mortgage & Investment Corporation	56	2.6%	—
11	RM ACTUAL MORTGAGE, INC.	54	2.5%	—
12	HR MORTGAGE CORP.	40	1.9%	—
13	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	37	1.7%	45.9%
14	E.M.I. EQUITY MORTGAGE, INC.	30	1.4%	—
15	SUN WEST MORTGAGE COMPANY, INC.	29	1.3%	—
16	MULTIPLES MORTGAGE CORPORATION	23	1.1%	—
17	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	20	0.9%	—
18	Senior Mortgage Bankers Inc.	19	0.9%	—
19	Capital Mortgage Services Corp.	19	0.9%	—
20	VIG MORTGAGE CORPORATION	18	0.8%	—
21	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	13	0.6%	—
22	Broker Solutions, Inc.	10	0.5%	—
23	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	9	0.4%	—
24	LATIN AMERICAN FINANCIAL CORPORATION	8	0.4%	—
25	THE LENDING CENTER CORPORATION	8	0.4%	—
26	CALCON MUTUAL MORTGAGE LLC	7	0.3%	—
27	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	6	0.3%	30.8%
28	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	5	0.2%	—
29	Cooperativa de Ahorro y Credito Jesus Obrero	5	0.2%	—
30	Cooperativa A/C de Arecibo	4	0.2%	—
31	VILLAGE CAPITAL & INVESTMENT LLC	4	0.2%	—
32	EVERETT FINANCIAL, INC.	4	0.2%	—
33	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	4	0.2%	—
34	Equity Prime Mortgage LLC	3	0.1%	—
35	City Lending Inc.	3	0.1%	—
36	CROSSCOUNTRY MORTGAGE, INC.	2	0.1%	—
37	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	2	0.1%	—
38	Cooperativa de Ahorro y Credito Hatillo	2	0.1%	—
39	COOPERATIVA DE AHORRO Y CREDITO ORIENTAL	2	0.1%	—
40	COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS	2	0.1%	—

Top 40 of 48 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.