Puerto Rico · HMDA 2025
Mortgage lenders in San Juan Municipio, PR
60 lenders reported 3,162 home-loan applications in San Juan Municipio in 2025. 1,851 closed as loans ($476.3M), 499 were denied — a 20.6% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 53% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,162
- Loans originated
- 1,851
- Purchase / refinance
- 1,621 / 165
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Juan Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 815 | 25.8% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 621 | 19.6% | 23.3% |
| 3 | THE MONEY HOUSE INC. | 249 | 7.9% | — |
| 4 | Oriental Bank 61 out of 100, Moderate | 234 | 7.4% | 26.4% |
| 5 | FIRST EQUITY MORTGAGE BANKERS, INC. | 173 | 5.5% | — |
| 6 | PREFERRED MORTGAGE CORPORATION | 84 | 2.7% | — |
| 7 | METRO ISLAND MORTGAGE, INC. | 72 | 2.3% | — |
| 8 | R. F. Mortgage & Investment Corporation | 69 | 2.2% | — |
| 9 | SUN WEST MORTGAGE COMPANY, INC. | 66 | 2.1% | — |
| 10 | TRUST MORTGAGE, CORP | 63 | 2.0% | — |
| 11 | MULTIPLES MORTGAGE CORPORATION | 62 | 2.0% | — |
| 12 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 59 | 1.9% | 45.9% |
| 13 | Broker Solutions, Inc. | 58 | 1.8% | — |
| 14 | HR MORTGAGE CORP. | 56 | 1.8% | — |
| 15 | Capital Mortgage Services Corp. | 52 | 1.6% | — |
| 16 | HOME MORTGAGE BANKERS CORP. | 47 | 1.5% | — |
| 17 | VIG MORTGAGE CORPORATION | 45 | 1.4% | — |
| 18 | Senior Mortgage Bankers Inc. | 31 | 1.0% | — |
| 19 | E.M.I. EQUITY MORTGAGE, INC. | 29 | 0.9% | — |
| 20 | RM ACTUAL MORTGAGE, INC. | 28 | 0.9% | — |
| 21 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 27 | 0.9% | 30.8% |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 0.7% | — |
| 23 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 22 | 0.7% | — |
| 24 | Cooperativa de Ahorro y Credito de Rincon | 12 | 0.4% | — |
| 25 | THE LENDING CENTER CORPORATION | 12 | 0.4% | — |
| 26 | COOPERATIVA DE CREDITO LA SAGRADA FAMILIA | 11 | 0.3% | — |
| 27 | Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia | 10 | 0.3% | — |
| 28 | Cooperativa A/C de Arecibo | 9 | 0.3% | — |
| 29 | COOPERATIVA DE AHORRO Y CREDITO ORIENTAL | 9 | 0.3% | — |
| 30 | CALCON MUTUAL MORTGAGE LLC | 9 | 0.3% | — |
| 31 | PLANET HOME LENDING, LLC | 8 | 0.3% | — |
| 32 | EVERETT FINANCIAL, INC. | 8 | 0.3% | — |
| 33 | COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC. | 7 | 0.2% | — |
| 34 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 7 | 0.2% | — |
| 35 | Cooperativa de Ahorro y Credito Jesus Obrero | 7 | 0.2% | — |
| 36 | COOPERATIVA DE AHORRO Y CREDITO DE CAMUY | 7 | 0.2% | — |
| 37 | Equity Prime Mortgage LLC | 6 | 0.2% | — |
| 38 | COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS | 5 | 0.2% | — |
| 39 | Cooperativa de Ahorro y Credito Hatillo | 5 | 0.2% | — |
| 40 | Cooperativa De Credito Y Ahorro San Jose | 5 | 0.2% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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