Puerto Rico · HMDA 2025

Mortgage lenders in Toa Alta Municipio, PR

34 lenders reported 585 home-loan applications in Toa Alta Municipio in 2025. 319 closed as loans ($61.2M), 74 were denied — a 18.5% denial rate on decided applications, close to the Puerto Rico rate of 18.5%. The three most active lenders handled 54% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 585
Loans originated: 319
Purchase / refinance: 252 / 53
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Toa Alta Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	179	30.6%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	82	14.0%	23.3%
3	THE MONEY HOUSE INC.	56	9.6%	—
4	FIRST EQUITY MORTGAGE BANKERS, INC.	27	4.6%	—
5	Oriental Bank 61 out of 100, Moderate	27	4.6%	26.4%
6	HOME MORTGAGE BANKERS CORP.	21	3.6%	—
7	METRO ISLAND MORTGAGE, INC.	19	3.2%	—
8	TRUST MORTGAGE, CORP	19	3.2%	—
9	PREFERRED MORTGAGE CORPORATION	17	2.9%	—
10	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	13	2.2%	45.9%
11	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	12	2.1%	—
12	HR MORTGAGE CORP.	12	2.1%	—
13	R. F. Mortgage & Investment Corporation	11	1.9%	—
14	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	11	1.9%	—
15	Senior Mortgage Bankers Inc.	10	1.7%	—
16	VIG MORTGAGE CORPORATION	10	1.7%	—
17	RM ACTUAL MORTGAGE, INC.	9	1.5%	—
18	Broker Solutions, Inc.	7	1.2%	—
19	SUN WEST MORTGAGE COMPANY, INC.	7	1.2%	—
20	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	6	1.0%	30.8%
21	E.M.I. EQUITY MORTGAGE, INC.	5	0.9%	—
22	MULTIPLES MORTGAGE CORPORATION	5	0.9%	—
23	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	3	0.5%	—
24	CROSSCOUNTRY MORTGAGE, INC.	2	0.3%	—
25	Capital Mortgage Services Corp.	2	0.3%	—
26	Cooperativa A/C de Arecibo	2	0.3%	—
27	LATIN AMERICAN FINANCIAL CORPORATION	2	0.3%	—
28	CALCON MUTUAL MORTGAGE LLC	2	0.3%	—
29	EVERETT FINANCIAL, INC.	2	0.3%	—
30	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	1	0.2%	—
31	COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS	1	0.2%	—
32	PLANET HOME LENDING, LLC	1	0.2%	—
33	COOPERATIVA DE AHORRO Y CREDITO ORIENTAL	1	0.2%	—
34	Cooperativa de Ahorro y Credito Jesus Obrero	1	0.2%	—

Top 34 of 34 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.