Puerto Rico · HMDA 2025

Mortgage lenders in Ponce Municipio, PR

37 lenders reported 797 home-loan applications in Ponce Municipio in 2025. 468 closed as loans ($62.6M), 125 were denied — a 20.4% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 60% of applications, led by Banco Popular de Puerto Rico. 7 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 797
Loans originated: 468
Purchase / refinance: 420 / 38
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Ponce Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	215	27.0%	23.8%
2	THE MONEY HOUSE INC.	180	22.6%	—
3	FIRSTBANK PUERTO RICO 72 out of 100, Strong	85	10.7%	23.3%
4	FIRST EQUITY MORTGAGE BANKERS, INC.	81	10.2%	—
5	Oriental Bank 61 out of 100, Moderate	59	7.4%	26.4%
6	SUN WEST MORTGAGE COMPANY, INC.	36	4.5%	—
7	HR MORTGAGE CORP.	26	3.3%	—
8	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	22	2.8%	45.9%
9	RM ACTUAL MORTGAGE, INC.	13	1.6%	—
10	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	9	1.1%	30.8%
11	METRO ISLAND MORTGAGE, INC.	8	1.0%	—
12	Cooperativa de Ahorro y Credito de Rincon	6	0.8%	—
13	TRUST MORTGAGE, CORP	6	0.8%	—
14	VIG MORTGAGE CORPORATION	5	0.6%	—
15	HOME MORTGAGE BANKERS CORP.	4	0.5%	—
16	COOPERATIVA DE AHORRO Y CREDITO CAGUAS	4	0.5%	—
17	PREFERRED MORTGAGE CORPORATION	3	0.4%	—
18	E.M.I. EQUITY MORTGAGE, INC.	3	0.4%	—
19	Cooperativa A/C de Arecibo	3	0.4%	—
20	R. F. Mortgage & Investment Corporation	3	0.4%	—
21	MULTIPLES MORTGAGE CORPORATION	3	0.4%	—
22	CROSSCOUNTRY MORTGAGE, INC.	2	0.3%	—
23	Capital Mortgage Services Corp.	2	0.3%	—
24	PLANET HOME LENDING, LLC	2	0.3%	—
25	Cooperativa De Ahorro Y Credito La Aiboniteña	2	0.3%	—
26	Baxter Credit Union 60 out of 100, Moderate	2	0.3%	20.2%
27	EVERETT FINANCIAL, INC.	2	0.3%	—
28	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	2	0.3%	—
29	Broker Solutions, Inc.	1	0.1%	—
30	Senior Mortgage Bankers Inc.	1	0.1%	—
31	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	1	0.1%	—
32	FirstBank	1	0.1%	—
33	PANORAMA MORTGAGE GROUP, LLC	1	0.1%	—
34	LATIN AMERICAN FINANCIAL CORPORATION	1	0.1%	—
35	COOPERATIVA DE AHORRO Y CREDITO ORIENTAL	1	0.1%	—
36	THE LENDING CENTER CORPORATION	1	0.1%	—
37	Flagstar Bank, N.A. 31 out of 100, Low	1	0.1%	35.1%

Top 37 of 37 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.