Puerto Rico · HMDA 2025

Mortgage lenders in Guaynabo Municipio, PR

46 lenders reported 852 home-loan applications in Guaynabo Municipio in 2025. 540 closed as loans ($170.0M), 96 were denied — a 14.6% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 56% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 852
Loans originated: 540
Purchase / refinance: 432 / 91
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Guaynabo Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	247	29.0%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	168	19.7%	23.3%
3	FIRST EQUITY MORTGAGE BANKERS, INC.	61	7.2%	—
4	THE MONEY HOUSE INC.	57	6.7%	—
5	Oriental Bank 61 out of 100, Moderate	55	6.5%	26.4%
6	SUN WEST MORTGAGE COMPANY, INC.	20	2.3%	—
7	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	19	2.2%	45.9%
8	TRUST MORTGAGE, CORP	18	2.1%	—
9	PREFERRED MORTGAGE CORPORATION	17	2.0%	—
10	METRO ISLAND MORTGAGE, INC.	16	1.9%	—
11	Broker Solutions, Inc.	15	1.8%	—
12	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	15	1.8%	30.8%
13	VIG MORTGAGE CORPORATION	13	1.5%	—
14	R. F. Mortgage & Investment Corporation	12	1.4%	—
15	RM ACTUAL MORTGAGE, INC.	11	1.3%	—
16	HOME MORTGAGE BANKERS CORP.	10	1.2%	—
17	Capital Mortgage Services Corp.	9	1.1%	—
18	MULTIPLES MORTGAGE CORPORATION	9	1.1%	—
19	E.M.I. EQUITY MORTGAGE, INC.	8	0.9%	—
20	HR MORTGAGE CORP.	8	0.9%	—
21	Senior Mortgage Bankers Inc.	7	0.8%	—
22	CROSSCOUNTRY MORTGAGE, INC.	6	0.7%	—
23	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	6	0.7%	—
24	Cooperativa A/C de Arecibo	5	0.6%	—
25	Cooperativa de Ahorro y Credito Jesus Obrero	5	0.6%	—
26	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	4	0.5%	—
27	Cooperativa de Ahorro y Credito Hatillo	3	0.4%	—
28	Baxter Credit Union 60 out of 100, Moderate	3	0.4%	20.2%
29	COOPERATIVA DE AHORRO Y CREDITO ORIENTAL	3	0.4%	—
30	Cooperativa de Ahorro y Credito de Rincon	3	0.4%	—
31	Cooperativa De Ahorro Y Credito La Aiboniteña	2	0.2%	—
32	COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS	2	0.2%	—
33	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	2	0.2%	—
34	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	1	0.1%	—
35	COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS	1	0.1%	—
36	PLANET HOME LENDING, LLC	1	0.1%	—
37	COOPERATIVA DE AHORRO Y CREDITO CAGUAS	1	0.1%	—
38	Banesco USA	1	0.1%	—
39	LUMENT REAL ESTATE CAPITAL, LLC	1	0.1%	—
40	Equity Prime Mortgage LLC	1	0.1%	—

Top 40 of 46 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.