Puerto Rico · HMDA 2025
Mortgage lenders in Humacao Municipio, PR
38 lenders reported 547 home-loan applications in Humacao Municipio in 2025. 313 closed as loans ($73.6M), 65 were denied — a 16.8% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 47% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 547
- Loans originated
- 313
- Purchase / refinance
- 271 / 32
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Humacao Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 137 | 25.0% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 73 | 13.3% | 23.3% |
| 3 | Oriental Bank 61 out of 100, Moderate | 49 | 9.0% | 26.4% |
| 4 | THE MONEY HOUSE INC. | 48 | 8.8% | — |
| 5 | FIRST EQUITY MORTGAGE BANKERS, INC. | 31 | 5.7% | — |
| 6 | HR MORTGAGE CORP. | 23 | 4.2% | — |
| 7 | R. F. Mortgage & Investment Corporation | 22 | 4.0% | — |
| 8 | HOME MORTGAGE BANKERS CORP. | 20 | 3.7% | — |
| 9 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 16 | 2.9% | 45.9% |
| 10 | PREFERRED MORTGAGE CORPORATION | 14 | 2.6% | — |
| 11 | RM ACTUAL MORTGAGE, INC. | 14 | 2.6% | — |
| 12 | SUN WEST MORTGAGE COMPANY, INC. | 12 | 2.2% | — |
| 13 | METRO ISLAND MORTGAGE, INC. | 11 | 2.0% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.8% | — |
| 15 | COOPERATIVA DE AHORRO Y CREDITO ORIENTAL | 10 | 1.8% | — |
| 16 | TRUST MORTGAGE, CORP | 10 | 1.8% | — |
| 17 | VIG MORTGAGE CORPORATION | 8 | 1.5% | — |
| 18 | E.M.I. EQUITY MORTGAGE, INC. | 7 | 1.3% | — |
| 19 | Broker Solutions, Inc. | 5 | 0.9% | — |
| 20 | COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS | 4 | 0.7% | — |
| 21 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 4 | 0.7% | — |
| 22 | Equity Prime Mortgage LLC | 2 | 0.4% | — |
| 23 | COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS | 2 | 0.4% | — |
| 24 | Senior Mortgage Bankers Inc. | 1 | 0.2% | — |
| 25 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 1 | 0.2% | 30.8% |
| 26 | COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC. | 1 | 0.2% | — |
| 27 | Capital Mortgage Services Corp. | 1 | 0.2% | — |
| 28 | PLANET HOME LENDING, LLC | 1 | 0.2% | — |
| 29 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 1 | 0.2% | — |
| 30 | Cooperativa A/C de Arecibo | 1 | 0.2% | — |
| 31 | Baxter Credit Union 60 out of 100, Moderate | 1 | 0.2% | 20.2% |
| 32 | MULTIPLES MORTGAGE CORPORATION | 1 | 0.2% | — |
| 33 | Cooperativa de Ahorro y Credito de Rincon | 1 | 0.2% | — |
| 34 | THE LENDING CENTER CORPORATION | 1 | 0.2% | — |
| 35 | CALCON MUTUAL MORTGAGE LLC | 1 | 0.2% | — |
| 36 | Cooperativa de Ahorro y Credito Jesus Obrero | 1 | 0.2% | — |
| 37 | EVERETT FINANCIAL, INC. | 1 | 0.2% | — |
| 38 | COOPERATIVA DE AHORRO Y CREDITO DE CAMUY | 1 | 0.2% | — |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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