Puerto Rico · HMDA 2025
Mortgage lenders in Carolina Municipio, PR
53 lenders reported 1,778 home-loan applications in Carolina Municipio in 2025. 974 closed as loans ($174.7M), 265 were denied — a 21.0% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 51% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,778
- Loans originated
- 974
- Purchase / refinance
- 853 / 93
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carolina Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 453 | 25.5% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 252 | 14.2% | 23.3% |
| 3 | THE MONEY HOUSE INC. | 197 | 11.1% | — |
| 4 | FIRST EQUITY MORTGAGE BANKERS, INC. | 136 | 7.6% | — |
| 5 | Oriental Bank 61 out of 100, Moderate | 97 | 5.5% | 26.4% |
| 6 | HOME MORTGAGE BANKERS CORP. | 86 | 4.8% | — |
| 7 | METRO ISLAND MORTGAGE, INC. | 67 | 3.8% | — |
| 8 | HR MORTGAGE CORP. | 48 | 2.7% | — |
| 9 | PREFERRED MORTGAGE CORPORATION | 39 | 2.2% | — |
| 10 | TRUST MORTGAGE, CORP | 39 | 2.2% | — |
| 11 | MULTIPLES MORTGAGE CORPORATION | 36 | 2.0% | — |
| 12 | Broker Solutions, Inc. | 32 | 1.8% | — |
| 13 | VIG MORTGAGE CORPORATION | 31 | 1.7% | — |
| 14 | R. F. Mortgage & Investment Corporation | 27 | 1.5% | — |
| 15 | SUN WEST MORTGAGE COMPANY, INC. | 23 | 1.3% | — |
| 16 | E.M.I. EQUITY MORTGAGE, INC. | 22 | 1.2% | — |
| 17 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 22 | 1.2% | 45.9% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 1.2% | — |
| 19 | RM ACTUAL MORTGAGE, INC. | 21 | 1.2% | — |
| 20 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 20 | 1.1% | — |
| 21 | Senior Mortgage Bankers Inc. | 16 | 0.9% | — |
| 22 | Capital Mortgage Services Corp. | 15 | 0.8% | — |
| 23 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 8 | 0.4% | 30.8% |
| 24 | Equity Prime Mortgage LLC | 7 | 0.4% | — |
| 25 | Cooperativa A/C de Arecibo | 5 | 0.3% | — |
| 26 | Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia | 4 | 0.2% | — |
| 27 | COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC. | 4 | 0.2% | — |
| 28 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 4 | 0.2% | — |
| 29 | COOPERATIVA DE CREDITO LA SAGRADA FAMILIA | 4 | 0.2% | — |
| 30 | COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA | 4 | 0.2% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.2% | — |
| 32 | EVERETT FINANCIAL, INC. | 4 | 0.2% | — |
| 33 | CALCON MUTUAL MORTGAGE LLC | 3 | 0.2% | — |
| 34 | COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS | 3 | 0.2% | — |
| 35 | COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS | 2 | 0.1% | — |
| 36 | Cooperativa de Ahorro y Credito Hatillo | 2 | 0.1% | — |
| 37 | COOPERATIVA DE AHORRO Y CREDITO ORIENTAL | 2 | 0.1% | — |
| 38 | Cooperativa de Ahorro y Credito de Rincon | 2 | 0.1% | — |
| 39 | THE LENDING CENTER CORPORATION | 2 | 0.1% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.1% | 22.2% |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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