Puerto Rico · HMDA 2025

Mortgage lenders in Toa Baja Municipio, PR

37 lenders reported 648 home-loan applications in Toa Baja Municipio in 2025. 351 closed as loans ($51.8M), 77 were denied — a 17.6% denial rate on decided applications, close to the Puerto Rico rate of 18.5%. The three most active lenders handled 50% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 648
Loans originated: 351
Purchase / refinance: 307 / 38
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Toa Baja Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	168	25.9%	23.8%
2	THE MONEY HOUSE INC.	80	12.3%	—
3	FIRSTBANK PUERTO RICO 72 out of 100, Strong	73	11.3%	23.3%
4	FIRST EQUITY MORTGAGE BANKERS, INC.	44	6.8%	—
5	Oriental Bank 61 out of 100, Moderate	34	5.2%	26.4%
6	PREFERRED MORTGAGE CORPORATION	27	4.2%	—
7	TRUST MORTGAGE, CORP	26	4.0%	—
8	HOME MORTGAGE BANKERS CORP.	21	3.2%	—
9	METRO ISLAND MORTGAGE, INC.	21	3.2%	—
10	VIG MORTGAGE CORPORATION	16	2.5%	—
11	RM ACTUAL MORTGAGE, INC.	16	2.5%	—
12	HR MORTGAGE CORP.	15	2.3%	—
13	R. F. Mortgage & Investment Corporation	14	2.2%	—
14	E.M.I. EQUITY MORTGAGE, INC.	9	1.4%	—
15	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	8	1.2%	—
16	LATIN AMERICAN FINANCIAL CORPORATION	7	1.1%	—
17	MULTIPLES MORTGAGE CORPORATION	7	1.1%	—
18	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	7	1.1%	—
19	Broker Solutions, Inc.	6	0.9%	—
20	Senior Mortgage Bankers Inc.	6	0.9%	—
21	Capital Mortgage Services Corp.	6	0.9%	—
22	Cooperativa A/C de Arecibo	5	0.8%	—
23	SUN WEST MORTGAGE COMPANY, INC.	5	0.8%	—
24	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	5	0.8%	45.9%
25	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	3	0.5%	30.8%
26	CROSSCOUNTRY MORTGAGE, INC.	2	0.3%	—
27	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	2	0.3%	—
28	COOPERATIVA DE AHORRO Y CREDITO CAGUAS	2	0.3%	—
29	Equity Prime Mortgage LLC	2	0.3%	—
30	Cooperativa de Ahorro y Credito de Rincon	2	0.3%	—
31	THE LENDING CENTER CORPORATION	2	0.3%	—
32	VILLAGE CAPITAL & INVESTMENT LLC	2	0.3%	—
33	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	1	0.2%	—
34	Baxter Credit Union 60 out of 100, Moderate	1	0.2%	20.2%
35	EVERETT FINANCIAL, INC.	1	0.2%	—
36	NUSENDA	1	0.2%	—
37	COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS	1	0.2%	—

Top 37 of 37 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.