Puerto Rico · HMDA 2025

Mortgage lenders in Caguas Municipio, PR

42 lenders reported 1,174 home-loan applications in Caguas Municipio in 2025. 686 closed as loans ($116.4M), 132 were denied — a 15.8% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 48% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 1,174
Loans originated: 686
Purchase / refinance: 604 / 68
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Caguas Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	281	23.9%	23.8%
2	THE MONEY HOUSE INC.	145	12.4%	—
3	FIRSTBANK PUERTO RICO 72 out of 100, Strong	139	11.8%	23.3%
4	HR MORTGAGE CORP.	100	8.5%	—
5	Oriental Bank 61 out of 100, Moderate	77	6.6%	26.4%
6	FIRST EQUITY MORTGAGE BANKERS, INC.	45	3.8%	—
7	PREFERRED MORTGAGE CORPORATION	44	3.7%	—
8	COOPERATIVA DE AHORRO Y CREDITO ORIENTAL	38	3.2%	—
9	METRO ISLAND MORTGAGE, INC.	38	3.2%	—
10	HOME MORTGAGE BANKERS CORP.	37	3.2%	—
11	TRUST MORTGAGE, CORP	29	2.5%	—
12	Broker Solutions, Inc.	23	2.0%	—
13	E.M.I. EQUITY MORTGAGE, INC.	22	1.9%	—
14	R. F. Mortgage & Investment Corporation	18	1.5%	—
15	SUN WEST MORTGAGE COMPANY, INC.	15	1.3%	—
16	RM ACTUAL MORTGAGE, INC.	15	1.3%	—
17	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	14	1.2%	45.9%
18	Senior Mortgage Bankers Inc.	11	0.9%	—
19	VIG MORTGAGE CORPORATION	11	0.9%	—
20	MULTIPLES MORTGAGE CORPORATION	9	0.8%	—
21	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	7	0.6%	30.8%
22	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	7	0.6%	—
23	Capital Mortgage Services Corp.	6	0.5%	—
24	THE LENDING CENTER CORPORATION	6	0.5%	—
25	COOPERATIVA DE AHORRO Y CREDITO CAGUAS	4	0.3%	—
26	Cooperativa A/C de Arecibo	4	0.3%	—
27	Cooperativa de Ahorro y Credito Jesus Obrero	4	0.3%	—
28	PLANET HOME LENDING, LLC	3	0.3%	—
29	Cooperativa de Ahorro y Credito Hatillo	3	0.3%	—
30	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	3	0.3%	—
31	CROSSCOUNTRY MORTGAGE, INC.	2	0.2%	—
32	COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS	2	0.2%	—
33	VILLAGE CAPITAL & INVESTMENT LLC	2	0.2%	—
34	EVERETT FINANCIAL, INC.	2	0.2%	—
35	Cooperativa De Ahorro Y Credito La Aiboniteña	1	0.1%	—
36	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	1	0.1%	—
37	Baxter Credit Union 60 out of 100, Moderate	1	0.1%	20.2%
38	LATIN AMERICAN FINANCIAL CORPORATION	1	0.1%	—
39	Cooperativa De Credito Y Ahorro San Jose	1	0.1%	—
40	Equity Prime Mortgage LLC	1	0.1%	—

Top 40 of 42 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.