Puerto Rico · HMDA 2025

Mortgage lenders in Ciales Municipio, PR

18 lenders reported 63 home-loan applications in Ciales Municipio in 2025. 39 closed as loans ($4.5M), 4 were denied — a 9.3% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 56% of applications, led by Banco Popular de Puerto Rico. 3 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 63
Loans originated: 39
Purchase / refinance: 33 / 5
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Ciales Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	20	31.7%	23.8%
2	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	8	12.7%	—
3	THE MONEY HOUSE INC.	7	11.1%	—
4	PREFERRED MORTGAGE CORPORATION	4	6.3%	—
5	HOME MORTGAGE BANKERS CORP.	3	4.8%	—
6	RM ACTUAL MORTGAGE, INC.	3	4.8%	—
7	FIRSTBANK PUERTO RICO 72 out of 100, Strong	3	4.8%	23.3%
8	Oriental Bank 61 out of 100, Moderate	3	4.8%	26.4%
9	LATIN AMERICAN FINANCIAL CORPORATION	2	3.2%	—
10	METRO ISLAND MORTGAGE, INC.	2	3.2%	—
11	FIRST EQUITY MORTGAGE BANKERS, INC.	1	1.6%	—
12	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	1	1.6%	—
13	SUN WEST MORTGAGE COMPANY, INC.	1	1.6%	—
14	MULTIPLES MORTGAGE CORPORATION	1	1.6%	—
15	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	1	1.6%	—
16	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	1	1.6%	—
17	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	1	1.6%	—
18	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	1	1.6%	—

Top 18 of 18 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.