Puerto Rico · HMDA 2025

Mortgage lenders in Guánica Municipio, PR

13 lenders reported 49 home-loan applications in Guánica Municipio in 2025. 23 closed as loans ($2.6M), 15 were denied — a 39.5% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 65% of applications, led by Banco Popular de Puerto Rico. 4 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 49
Loans originated: 23
Purchase / refinance: 22 / 1
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Guánica Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	14	28.6%	23.8%
2	THE MONEY HOUSE INC.	13	26.5%	—
3	Oriental Bank 61 out of 100, Moderate	5	10.2%	26.4%
4	FIRSTBANK PUERTO RICO 72 out of 100, Strong	4	8.2%	23.3%
5	FIRST EQUITY MORTGAGE BANKERS, INC.	3	6.1%	—
6	COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO	2	4.1%	—
7	RM ACTUAL MORTGAGE, INC.	2	4.1%	—
8	VIG MORTGAGE CORPORATION	1	2.0%	—
9	Baxter Credit Union 60 out of 100, Moderate	1	2.0%	20.2%
10	HR MORTGAGE CORP.	1	2.0%	—
11	VILLAGE CAPITAL & INVESTMENT LLC	1	2.0%	—
12	EVERETT FINANCIAL, INC.	1	2.0%	—
13	TRUST MORTGAGE, CORP	1	2.0%	—

Top 13 of 13 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.