South Carolina · HMDA 2025
Mortgage lenders in Barnwell County, SC
93 lenders reported 639 home-loan applications in Barnwell County in 2025. 231 closed as loans ($39.4M), 188 were denied — a 42.6% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 39% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 639
- Loans originated
- 231
- Purchase / refinance
- 139 / 56
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Barnwell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 152 | 23.8% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 57 | 8.9% | — |
| 3 | SRP Federal Credit Union 81 out of 100, Strong | 39 | 6.1% | 16.6% |
| 4 | GUILD MORTGAGE COMPANY | 28 | 4.4% | — |
| 5 | Rocket Mortgage, LLC | 22 | 3.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 21 | 3.3% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 18 | 2.8% | 43.1% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 2.3% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 14 | 2.2% | — |
| 10 | Mortgage Research Center, LLC | 13 | 2.0% | — |
| 11 | TAMMAC HOLDINGS CORPORATION | 13 | 2.0% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.6% | — |
| 13 | ENTERPRISE BANK OF SC 52 out of 100, Below average | 10 | 1.6% | 7.2% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.4% | 32.9% |
| 15 | NEWREZ LLC | 9 | 1.4% | — |
| 16 | Broker Solutions, Inc. | 8 | 1.3% | — |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.3% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 7 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 7 | 1.1% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 7 | 1.1% | — |
| 21 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 7 | 1.1% | 23.2% |
| 22 | Security Federal Bank 69 out of 100, Moderate | 7 | 1.1% | 10.8% |
| 23 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 24 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 0.9% | — |
| 25 | SouthState Bank, National Association 68 out of 100, Moderate | 6 | 0.9% | 23.3% |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.8% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.8% | — |
| 28 | NEW DAY FINANCIAL, LLC | 5 | 0.8% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 0.8% | 74.7% |
| 30 | PHH Mortgage Corporation | 5 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 32 | Assurance Financial Group, L.L.C. | 4 | 0.6% | — |
| 33 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 34 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 0.6% | — |
| 35 | Ameris Bank 67 out of 100, Moderate | 4 | 0.6% | 10.5% |
| 36 | Truist Bank 63 out of 100, Moderate | 3 | 0.5% | 40.8% |
| 37 | Discover Bank | 3 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
| 39 | TD Bank, National Association 63 out of 100, Moderate | 3 | 0.5% | 35.3% |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.5% | — |
Top 40 of 93 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps