South Carolina · HMDA 2025
Mortgage lenders in Cherokee County, SC
207 lenders reported 2,145 home-loan applications in Cherokee County in 2025. 971 closed as loans ($205.1M), 419 were denied — a 28.6% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,145
- Loans originated
- 971
- Purchase / refinance
- 578 / 262
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cherokee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 249 | 11.6% | — |
| 2 | Rocket Mortgage, LLC | 127 | 5.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 96 | 4.5% | — |
| 4 | 21st Mortgage Corporation | 88 | 4.1% | — |
| 5 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 77 | 3.6% | 26.2% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 76 | 3.5% | — |
| 7 | First Piedmont Federal Savings and Loan Association of Gaffney | 64 | 3.0% | — |
| 8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 58 | 2.7% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 58 | 2.7% | — |
| 10 | GUILD MORTGAGE COMPANY | 51 | 2.4% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 45 | 2.1% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 42 | 2.0% | — |
| 13 | NEWREZ LLC | 37 | 1.7% | — |
| 14 | Fairway Independent Mortgage Corporation | 33 | 1.5% | — |
| 15 | Mortgage Research Center, LLC | 33 | 1.5% | — |
| 16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 30 | 1.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 30 | 1.4% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.3% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 26 | 1.2% | 40.8% |
| 20 | Broker Solutions, Inc. | 26 | 1.2% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 26 | 1.2% | 44.7% |
| 22 | United Community Bank 67 out of 100, Moderate | 26 | 1.2% | 25.4% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.2% | 14.1% |
| 24 | Loandepot.Com, LLC | 25 | 1.2% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 1.2% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.0% | 32.9% |
| 27 | AmeriSave Mortgage Corporation | 20 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 20 | 0.9% | — |
| 29 | STATE EMPLOYEES' | 20 | 0.9% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 19 | 0.9% | — |
| 32 | Truliant Federal Credit Union 67 out of 100, Moderate | 18 | 0.8% | 50.3% |
| 33 | First National Bank of Pennsylvania 64 out of 100, Moderate | 18 | 0.8% | 26.6% |
| 34 | TAMMAC HOLDINGS CORPORATION | 16 | 0.7% | — |
| 35 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 14 | 0.7% | 22.5% |
| 36 | INSPIRE HOME LOANS INC. | 13 | 0.6% | — |
| 37 | SPRING EQ, LLC | 12 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 12 | 0.6% | — |
| 39 | CALCON MUTUAL MORTGAGE LLC | 12 | 0.6% | — |
| 40 | LOWER, LLC | 12 | 0.6% | — |
Top 40 of 207 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps