South Carolina · HMDA 2025
Mortgage lenders in Chester County, SC
162 lenders reported 1,832 home-loan applications in Chester County in 2025. 800 closed as loans ($190.7M), 386 were denied — a 31.2% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 24% of applications, led by LENNAR MORTGAGE, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,832
- Loans originated
- 800
- Purchase / refinance
- 493 / 212
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LENNAR MORTGAGE, LLC | 155 | 8.5% | — |
| 2 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 155 | 8.5% | 26.2% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 121 | 6.6% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 104 | 5.7% | — |
| 5 | Rocket Mortgage, LLC | 95 | 5.2% | — |
| 6 | Loandepot.Com, LLC | 76 | 4.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 2.8% | — |
| 8 | 21st Mortgage Corporation | 45 | 2.5% | — |
| 9 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 44 | 2.4% | 22.5% |
| 10 | DHI MORTGAGE COMPANY, LTD. | 40 | 2.2% | — |
| 11 | First Federal Bank 50 out of 100, Below average | 38 | 2.1% | 13.5% |
| 12 | FREEDOM MORTGAGE CORPORATION | 33 | 1.8% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 32 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 32 | 1.7% | — |
| 15 | NEWREZ LLC | 31 | 1.7% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.7% | — |
| 17 | GUILD MORTGAGE COMPANY | 29 | 1.6% | — |
| 18 | Truist Bank 63 out of 100, Moderate | 28 | 1.5% | 40.8% |
| 19 | PLANET HOME LENDING, LLC | 22 | 1.2% | — |
| 20 | TAMMAC HOLDINGS CORPORATION | 22 | 1.2% | — |
| 21 | Spratt Savings Bank | 22 | 1.2% | — |
| 22 | NEW DAY FINANCIAL, LLC | 20 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 19 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 19 | 1.0% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.0% | 14.1% |
| 26 | Broker Solutions, Inc. | 17 | 0.9% | — |
| 27 | SPRING EQ, LLC | 17 | 0.9% | — |
| 28 | SouthState Bank, National Association 68 out of 100, Moderate | 17 | 0.9% | 23.3% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 0.9% | 22.2% |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 16 | 0.9% | 44.7% |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 16 | 0.9% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.7% | 32.9% |
| 34 | Fairway Independent Mortgage Corporation | 12 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.7% | — |
| 37 | First National Bank of Pennsylvania 64 out of 100, Moderate | 12 | 0.7% | 26.6% |
| 38 | STATE EMPLOYEES' | 11 | 0.6% | — |
| 39 | Family Trust Federal Credit Union 71 out of 100, Strong | 10 | 0.5% | 10.6% |
| 40 | Loan Funder LLC | 10 | 0.5% | — |
Top 40 of 162 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps