South Carolina · HMDA 2025
Mortgage lenders in Florence County, SC
276 lenders reported 5,253 home-loan applications in Florence County in 2025. 2,332 closed as loans ($487.4M), 1,134 were denied — a 31.2% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 18% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,253
- Loans originated
- 2,332
- Purchase / refinance
- 1,482 / 604
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Florence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 422 | 8.0% | — |
| 2 | Rocket Mortgage, LLC | 283 | 5.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 250 | 4.8% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 192 | 3.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 189 | 3.6% | — |
| 6 | First Reliance Bank | 163 | 3.1% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 157 | 3.0% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 150 | 2.9% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 126 | 2.4% | — |
| 10 | Fairway Independent Mortgage Corporation | 124 | 2.4% | — |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 123 | 2.3% | 22.5% |
| 12 | Mortgage Research Center, LLC | 122 | 2.3% | — |
| 13 | NEWREZ LLC | 104 | 2.0% | — |
| 14 | SouthState Bank, National Association 68 out of 100, Moderate | 100 | 1.9% | 23.3% |
| 15 | CMG MORTGAGE, INC. | 97 | 1.8% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 88 | 1.7% | 40.8% |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 84 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 78 | 1.5% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 70 | 1.3% | 32.9% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 70 | 1.3% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 68 | 1.3% | 14.1% |
| 22 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 60 | 1.1% | 21.3% |
| 23 | PLANET HOME LENDING, LLC | 59 | 1.1% | — |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 56 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 54 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 51 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 51 | 1.0% | — |
| 28 | DHI MORTGAGE COMPANY, LTD. | 50 | 1.0% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 50 | 1.0% | — |
| 30 | The Citizens Bank 74 out of 100, Strong | 50 | 1.0% | 2.1% |
| 31 | Magnolia Bank, Incorporated 49 out of 100, Below average | 50 | 1.0% | 10.3% |
| 32 | GUARANTEED RATE, INC. | 48 | 0.9% | — |
| 33 | MORTGAGE EQUITY PARTNERS LLC | 48 | 0.9% | — |
| 34 | NEW DAY FINANCIAL, LLC | 48 | 0.9% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 47 | 0.9% | — |
| 36 | INSPIRE HOME LOANS INC. | 43 | 0.8% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 42 | 0.8% | 22.2% |
| 38 | Alcova Mortgage LLC | 42 | 0.8% | — |
| 39 | GO MORTGAGE, LLC | 40 | 0.8% | — |
| 40 | FBC MORTGAGE, LLC | 39 | 0.7% | — |
Top 40 of 276 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps