South Carolina · HMDA 2025
Mortgage lenders in Laurens County, SC
264 lenders reported 3,731 home-loan applications in Laurens County in 2025. 1,714 closed as loans ($397.3M), 785 were denied — a 30.1% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 20% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,731
- Loans originated
- 1,714
- Purchase / refinance
- 1,201 / 311
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Laurens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 311 | 8.3% | — |
| 2 | NVR Mortgage Finance, Inc. | 216 | 5.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 202 | 5.4% | — |
| 4 | Loandepot.Com, LLC | 168 | 4.5% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 155 | 4.2% | — |
| 6 | Rocket Mortgage, LLC | 127 | 3.4% | — |
| 7 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 121 | 3.2% | 26.2% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 89 | 2.4% | — |
| 9 | 21st Mortgage Corporation | 83 | 2.2% | — |
| 10 | NEWREZ LLC | 83 | 2.2% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 72 | 1.9% | 40.8% |
| 12 | Ameris Bank 67 out of 100, Moderate | 65 | 1.7% | 10.5% |
| 13 | TAMMAC HOLDINGS CORPORATION | 64 | 1.7% | — |
| 14 | Arthur State Bank 62 out of 100, Moderate | 61 | 1.6% | 10.2% |
| 15 | FREEDOM MORTGAGE CORPORATION | 53 | 1.4% | — |
| 16 | Mortgage Research Center, LLC | 52 | 1.4% | — |
| 17 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 52 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.3% | 14.1% |
| 19 | United Community Bank 67 out of 100, Moderate | 49 | 1.3% | 25.4% |
| 20 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 43 | 1.2% | 22.5% |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 42 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 42 | 1.1% | — |
| 23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 41 | 1.1% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 40 | 1.1% | — |
| 25 | AmeriSave Mortgage Corporation | 38 | 1.0% | — |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 38 | 1.0% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 37 | 1.0% | — |
| 28 | JET HOMELOANS, LP | 37 | 1.0% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 32 | 0.9% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 31 | 0.8% | 32.9% |
| 31 | TD Bank, National Association 63 out of 100, Moderate | 31 | 0.8% | 35.3% |
| 32 | LOWER, LLC | 31 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 30 | 0.8% | — |
| 35 | PLANET HOME LENDING, LLC | 29 | 0.8% | — |
| 36 | Broker Solutions, Inc. | 28 | 0.8% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 28 | 0.8% | 44.7% |
| 38 | SouthState Bank, National Association 68 out of 100, Moderate | 26 | 0.7% | 23.3% |
| 39 | MOVEMENT MORTGAGE, LLC | 24 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 22 | 0.6% | 22.2% |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps