South Carolina · HMDA 2025
Mortgage lenders in Newberry County, SC
186 lenders reported 1,400 home-loan applications in Newberry County in 2025. 613 closed as loans ($157.4M), 266 were denied — a 28.4% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,400
- Loans originated
- 613
- Purchase / refinance
- 332 / 205
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newberry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 93 | 6.6% | — |
| 2 | 21st Mortgage Corporation | 89 | 6.4% | — |
| 3 | Rocket Mortgage, LLC | 64 | 4.6% | — |
| 4 | GUILD MORTGAGE COMPANY | 47 | 3.4% | — |
| 5 | NEWREZ LLC | 45 | 3.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 37 | 2.6% | — |
| 7 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 37 | 2.6% | 22.5% |
| 8 | Truist Bank 63 out of 100, Moderate | 36 | 2.6% | 40.8% |
| 9 | FREEDOM MORTGAGE CORPORATION | 35 | 2.5% | — |
| 10 | FBC MORTGAGE, LLC | 30 | 2.1% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 2.1% | — |
| 12 | First Community Bank 71 out of 100, Strong | 29 | 2.1% | 4.8% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 1.9% | — |
| 14 | ALLSOUTH FEDERAL CREDIT UNION 93 out of 100, Very strong | 26 | 1.9% | 32.2% |
| 15 | Mortgage Research Center, LLC | 21 | 1.5% | — |
| 16 | PHH Mortgage Corporation | 21 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 20 | 1.4% | — |
| 18 | TD Bank, National Association 63 out of 100, Moderate | 20 | 1.4% | 35.3% |
| 19 | NATIONSTAR MORTGAGE LLC | 19 | 1.4% | — |
| 20 | SouthState Bank, National Association 68 out of 100, Moderate | 18 | 1.3% | 23.3% |
| 21 | Loandepot.Com, LLC | 17 | 1.2% | — |
| 22 | RESOURCE FINANCIAL SERVICES, INC. | 17 | 1.2% | — |
| 23 | TAMMAC HOLDINGS CORPORATION | 16 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 15 | 1.1% | — |
| 25 | Integrity Home Mortgage Corporation | 15 | 1.1% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 1.0% | 32.9% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.0% | 14.1% |
| 28 | GUARANTEED RATE, INC. | 14 | 1.0% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.0% | — |
| 30 | TOWNE MORTGAGE COMPANY | 14 | 1.0% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 13 | 0.9% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 13 | 0.9% | 44.7% |
| 33 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 13 | 0.9% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.9% | — |
| 35 | GUARANTEED RATE AFFINITY, LLC | 12 | 0.9% | — |
| 36 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 12 | 0.9% | 26.2% |
| 37 | Palmetto Citizens Federal Credit Union 80 out of 100, Strong | 12 | 0.9% | 25.7% |
| 38 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 11 | 0.8% | 23.2% |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 11 | 0.8% | — |
| 40 | PLANET HOME LENDING, LLC | 11 | 0.8% | — |
Top 40 of 186 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps