South Carolina · HMDA 2025
Mortgage lenders in Oconee County, SC
330 lenders reported 3,774 home-loan applications in Oconee County in 2025. 2,006 closed as loans ($651.5M), 614 were denied — a 22.6% denial rate on decided applications, close to the South Carolina rate of 23.4%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,774
- Loans originated
- 2,006
- Purchase / refinance
- 1,133 / 551
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Oconee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 223 | 5.9% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 168 | 4.5% | — |
| 3 | SouthState Bank, National Association 68 out of 100, Moderate | 154 | 4.1% | 23.3% |
| 4 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 146 | 3.9% | 23.2% |
| 5 | 21st Mortgage Corporation | 132 | 3.5% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 107 | 2.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 105 | 2.8% | — |
| 8 | NEWREZ LLC | 101 | 2.7% | — |
| 9 | NVR Mortgage Finance, Inc. | 90 | 2.4% | — |
| 10 | Oconee Federal Savings and Loan Association 78 out of 100, Strong | 89 | 2.4% | 12.0% |
| 11 | Truist Bank 63 out of 100, Moderate | 87 | 2.3% | 40.8% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 85 | 2.3% | 44.7% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 84 | 2.2% | 14.1% |
| 14 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 76 | 2.0% | 22.5% |
| 15 | FREEDOM MORTGAGE CORPORATION | 70 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 67 | 1.8% | — |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 49 | 1.3% | 22.2% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 48 | 1.3% | 32.9% |
| 19 | PREMIER MORTGAGE RESOURCES, L.L.C. | 48 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 48 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 44 | 1.2% | — |
| 22 | PLANET HOME LENDING, LLC | 41 | 1.1% | — |
| 23 | UNION HOME MORTGAGE CORP. | 39 | 1.0% | — |
| 24 | TD Bank, National Association 63 out of 100, Moderate | 35 | 0.9% | 35.3% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 0.8% | — |
| 26 | PHH Mortgage Corporation | 31 | 0.8% | — |
| 27 | DHI MORTGAGE COMPANY, LTD. | 30 | 0.8% | — |
| 28 | SPRING EQ, LLC | 30 | 0.8% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 30 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 28 | 0.7% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 28 | 0.7% | 43.1% |
| 32 | Broker Solutions, Inc. | 27 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 27 | 0.7% | — |
| 34 | Loandepot.Com, LLC | 26 | 0.7% | — |
| 35 | Churchill Funding I LLC | 26 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 0.7% | — |
| 37 | MOVEMENT MORTGAGE, LLC | 25 | 0.7% | — |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 25 | 0.7% | — |
| 39 | NEW DAY FINANCIAL, LLC | 24 | 0.6% | — |
| 40 | United Community Bank 67 out of 100, Moderate | 24 | 0.6% | 25.4% |
Top 40 of 330 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps