South Carolina · HMDA 2025
Mortgage lenders in Union County, SC
142 lenders reported 928 home-loan applications in Union County in 2025. 419 closed as loans ($71.3M), 193 were denied — a 29.7% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 21% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 928
- Loans originated
- 419
- Purchase / refinance
- 261 / 101
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 82 | 8.8% | — |
| 2 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 57 | 6.1% | 26.2% |
| 3 | INSPIRE HOME LOANS INC. | 54 | 5.8% | — |
| 4 | Arthur State Bank 62 out of 100, Moderate | 50 | 5.4% | 10.2% |
| 5 | Rocket Mortgage, LLC | 44 | 4.7% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 3.0% | — |
| 7 | MOVEMENT MORTGAGE, LLC | 25 | 2.7% | — |
| 8 | Loandepot.Com, LLC | 25 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 24 | 2.6% | — |
| 10 | 21st Mortgage Corporation | 22 | 2.4% | — |
| 11 | Mortgage Research Center, LLC | 22 | 2.4% | — |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 21 | 2.3% | — |
| 13 | SouthState Bank, National Association 68 out of 100, Moderate | 21 | 2.3% | 23.3% |
| 14 | NEWREZ LLC | 17 | 1.8% | — |
| 15 | Fairway Independent Mortgage Corporation | 17 | 1.8% | — |
| 16 | AmeriSave Mortgage Corporation | 16 | 1.7% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 15 | 1.6% | 40.8% |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 15 | 1.6% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.5% | — |
| 20 | Broker Solutions, Inc. | 13 | 1.4% | — |
| 21 | TAMMAC HOLDINGS CORPORATION | 13 | 1.4% | — |
| 22 | PLANET HOME LENDING, LLC | 12 | 1.3% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 12 | 1.3% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.2% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.2% | — |
| 26 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 10 | 1.1% | — |
| 27 | NEW DAY FINANCIAL, LLC | 9 | 1.0% | — |
| 28 | GUARANTEED RATE, INC. | 8 | 0.9% | — |
| 29 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 8 | 0.9% | — |
| 30 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 8 | 0.9% | 22.5% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.8% | 14.1% |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.8% | — |
| 33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 35 | Equity Prime Mortgage LLC | 7 | 0.8% | — |
| 36 | GUILD MORTGAGE COMPANY | 6 | 0.6% | — |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.6% | — |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 0.6% | — |
| 39 | GoodLeap, LLC | 6 | 0.6% | — |
| 40 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.5% | 31.6% |
Top 40 of 142 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps