Tennessee · HMDA 2025
Mortgage lenders in Bedford County, TN
216 lenders reported 2,421 home-loan applications in Bedford County in 2025. 1,252 closed as loans ($325.9M), 363 were denied — a 21.4% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 21% of applications, led by FIRST COMMUNITY MORTGAGE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,421
- Loans originated
- 1,252
- Purchase / refinance
- 612 / 480
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bedford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY MORTGAGE, INC. | 175 | 7.2% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 165 | 6.8% | — |
| 3 | Rocket Mortgage, LLC | 158 | 6.5% | — |
| 4 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 142 | 5.9% | 22.1% |
| 5 | CMG MORTGAGE, INC. | 92 | 3.8% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 88 | 3.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 87 | 3.6% | — |
| 8 | The First National Bank of Middle Tennessee | 59 | 2.4% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 58 | 2.4% | — |
| 10 | FirstBank 59 out of 100, Moderate | 58 | 2.4% | 42.8% |
| 11 | HERITAGE SOUTH COMMUNITY CU | 55 | 2.3% | — |
| 12 | Primis Mortgage Company | 48 | 2.0% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 42 | 1.7% | 43.1% |
| 14 | PLANET HOME LENDING, LLC | 42 | 1.7% | — |
| 15 | NEWREZ LLC | 38 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 36 | 1.5% | — |
| 17 | Loandepot.Com, LLC | 33 | 1.4% | — |
| 18 | Broker Solutions, Inc. | 32 | 1.3% | — |
| 19 | Pinnacle Bank 60 out of 100, Moderate | 32 | 1.3% | 17.5% |
| 20 | NATIONSTAR MORTGAGE LLC | 29 | 1.2% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 28 | 1.2% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 27 | 1.1% | 39.5% |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 1.0% | — |
| 24 | SPRING EQ, LLC | 24 | 1.0% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 24 | 1.0% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 23 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 23 | 1.0% | — |
| 28 | Farm Credit Mid-America | 23 | 1.0% | — |
| 29 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 22 | 0.9% | 23.2% |
| 30 | 21st Mortgage Corporation | 21 | 0.9% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 0.8% | 14.1% |
| 32 | Fairway Independent Mortgage Corporation | 20 | 0.8% | — |
| 33 | T2 FINANCIAL LLC | 18 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 18 | 0.7% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 16 | 0.7% | 32.5% |
| 36 | Citizens Bank of Lafayette 60 out of 100, Moderate | 16 | 0.7% | 0.5% |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 0.6% | — |
| 38 | SWBC MORTGAGE CORPORATION | 15 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 15 | 0.6% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.5% | 32.9% |
Top 40 of 216 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps