Tennessee · HMDA 2025
Mortgage lenders in Williamson County, TN
524 lenders reported 15,149 home-loan applications in Williamson County in 2025. 8,208 closed as loans ($5.1B), 1,823 were denied — a 17.3% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 12% of applications, led by PENNYMAC LOAN SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,149
- Loans originated
- 8,208
- Purchase / refinance
- 3,897 / 2,515
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Williamson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 621 | 4.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 607 | 4.0% | — |
| 3 | Rocket Mortgage, LLC | 599 | 4.0% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 577 | 3.8% | 14.1% |
| 5 | Regions Bank 64 out of 100, Moderate | 550 | 3.6% | 43.1% |
| 6 | FirstBank 59 out of 100, Moderate | 475 | 3.1% | 42.8% |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 458 | 3.0% | 44.7% |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 382 | 2.5% | 34.0% |
| 9 | CMG MORTGAGE, INC. | 315 | 2.1% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 310 | 2.0% | 40.8% |
| 11 | NEWREZ LLC | 296 | 2.0% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 296 | 2.0% | 39.5% |
| 13 | Pinnacle Bank 60 out of 100, Moderate | 278 | 1.8% | 17.5% |
| 14 | Legacy Home Loans, LLC | 275 | 1.8% | — |
| 15 | First Horizon Bank 64 out of 100, Moderate | 263 | 1.7% | 25.4% |
| 16 | GUARANTEED RATE, INC. | 250 | 1.7% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 229 | 1.5% | — |
| 18 | Liberty | 205 | 1.4% | — |
| 19 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 204 | 1.3% | 22.1% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 203 | 1.3% | — |
| 21 | Cadence Bank | 186 | 1.2% | — |
| 22 | Old National Bank 59 out of 100, Moderate | 183 | 1.2% | 22.1% |
| 23 | SPRING EQ, LLC | 173 | 1.1% | — |
| 24 | JET HOMELOANS, LP | 172 | 1.1% | — |
| 25 | FIGURE LENDING LLC | 167 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 156 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 152 | 1.0% | — |
| 28 | CHURCHILL MORTGAGE CORPORATION | 150 | 1.0% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 147 | 1.0% | — |
| 30 | PHH Mortgage Corporation | 141 | 0.9% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 138 | 0.9% | 32.5% |
| 32 | Coastal Community Bank 35 out of 100, Low | 134 | 0.9% | 3.0% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 112 | 0.7% | 32.9% |
| 34 | Broker Solutions, Inc. | 107 | 0.7% | — |
| 35 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 105 | 0.7% | — |
| 36 | WILSON BANK AND TRUST 72 out of 100, Strong | 99 | 0.7% | 12.7% |
| 37 | United Community Bank 67 out of 100, Moderate | 98 | 0.6% | 25.4% |
| 38 | Fairway Independent Mortgage Corporation | 95 | 0.6% | — |
| 39 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 94 | 0.6% | 35.5% |
| 40 | FIRST EQUITY MORTGAGE INCORPORATED | 92 | 0.6% | — |
Top 40 of 524 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps