Tennessee · HMDA 2025
Mortgage lenders in Wilson County, TN
411 lenders reported 9,951 home-loan applications in Wilson County in 2025. 5,309 closed as loans ($2.0B), 1,151 were denied — a 17.0% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,951
- Loans originated
- 5,309
- Purchase / refinance
- 2,958 / 1,478
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 646 | 6.5% | — |
| 2 | WILSON BANK AND TRUST 72 out of 100, Strong | 524 | 5.3% | 12.7% |
| 3 | Rocket Mortgage, LLC | 439 | 4.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 353 | 3.5% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 316 | 3.2% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 233 | 2.3% | 14.1% |
| 7 | Regions Bank 64 out of 100, Moderate | 228 | 2.3% | 43.1% |
| 8 | FREEDOM MORTGAGE CORPORATION | 219 | 2.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 216 | 2.2% | 39.5% |
| 10 | NEWREZ LLC | 192 | 1.9% | — |
| 11 | CMG MORTGAGE, INC. | 183 | 1.8% | — |
| 12 | FirstBank 59 out of 100, Moderate | 181 | 1.8% | 42.8% |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 179 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 170 | 1.7% | — |
| 15 | Loandepot.Com, LLC | 165 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 163 | 1.6% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 148 | 1.5% | 44.7% |
| 18 | INSPIRE HOME LOANS INC. | 143 | 1.4% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 140 | 1.4% | 40.8% |
| 20 | Pinnacle Bank 60 out of 100, Moderate | 137 | 1.4% | 17.5% |
| 21 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 134 | 1.3% | 22.1% |
| 22 | First Horizon Bank 64 out of 100, Moderate | 120 | 1.2% | 25.4% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 106 | 1.1% | — |
| 24 | SPRING EQ, LLC | 104 | 1.0% | — |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 104 | 1.0% | — |
| 26 | Mortgage Research Center, LLC | 97 | 1.0% | — |
| 27 | PHH Mortgage Corporation | 94 | 0.9% | — |
| 28 | LENNAR MORTGAGE, LLC | 92 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 90 | 0.9% | — |
| 30 | GUARANTEED RATE, INC. | 89 | 0.9% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 88 | 0.9% | 32.9% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 87 | 0.9% | — |
| 33 | NVR Mortgage Finance, Inc. | 81 | 0.8% | — |
| 34 | Primis Mortgage Company | 77 | 0.8% | — |
| 35 | Southern Bank of Tennessee 68 out of 100, Moderate | 74 | 0.7% | 3.4% |
| 36 | Coastal Community Bank 35 out of 100, Low | 74 | 0.7% | 3.0% |
| 37 | Broker Solutions, Inc. | 72 | 0.7% | — |
| 38 | Fifth Third Bank, National Association 62 out of 100, Moderate | 71 | 0.7% | 34.0% |
| 39 | MOVEMENT MORTGAGE, LLC | 70 | 0.7% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 65 | 0.7% | — |
Top 40 of 411 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps