Tennessee · HMDA 2025
Mortgage lenders in Hamilton County, TN
516 lenders reported 18,571 home-loan applications in Hamilton County in 2025. 9,713 closed as loans ($3.0B), 2,685 were denied — a 20.6% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 16% of applications, led by TENNESSEE VALLEY FCU. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18,571
- Loans originated
- 9,713
- Purchase / refinance
- 5,040 / 2,907
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | TENNESSEE VALLEY FCU | 1,184 | 6.4% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 922 | 5.0% | 43.1% |
| 3 | Rocket Mortgage, LLC | 896 | 4.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 801 | 4.3% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 662 | 3.6% | 40.8% |
| 6 | FirstBank 59 out of 100, Moderate | 563 | 3.0% | 42.8% |
| 7 | MOVEMENT MORTGAGE, LLC | 524 | 2.8% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 465 | 2.5% | — |
| 9 | UNION HOME MORTGAGE CORP. | 465 | 2.5% | — |
| 10 | CMG MORTGAGE, INC. | 455 | 2.5% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 383 | 2.1% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 370 | 2.0% | 14.1% |
| 13 | FREEDOM MORTGAGE CORPORATION | 361 | 1.9% | — |
| 14 | NEWREZ LLC | 337 | 1.8% | — |
| 15 | First Horizon Bank 64 out of 100, Moderate | 324 | 1.7% | 25.4% |
| 16 | SUMMIT FUNDING, INC. | 301 | 1.6% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 275 | 1.5% | 44.7% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 271 | 1.5% | — |
| 19 | Mortgage Research Center, LLC | 261 | 1.4% | — |
| 20 | Pinnacle Bank 60 out of 100, Moderate | 257 | 1.4% | 17.5% |
| 21 | FIGURE LENDING LLC | 241 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 233 | 1.3% | — |
| 23 | Broker Solutions, Inc. | 224 | 1.2% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 213 | 1.1% | 32.9% |
| 25 | Kiavi Funding, Inc. | 193 | 1.0% | — |
| 26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 180 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 179 | 1.0% | — |
| 28 | Builtwell Bank 73 out of 100, Strong | 179 | 1.0% | 20.5% |
| 29 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 177 | 1.0% | — |
| 30 | MORTGAGE INVESTORS GROUP, INC. | 170 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 170 | 0.9% | 3.0% |
| 32 | SmartBank 66 out of 100, Moderate | 169 | 0.9% | 12.9% |
| 33 | ALAMEDA MORTGAGE CORPORATION | 164 | 0.9% | — |
| 34 | DHI MORTGAGE COMPANY, LTD. | 152 | 0.8% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 150 | 0.8% | — |
| 36 | AmeriSave Mortgage Corporation | 143 | 0.8% | — |
| 37 | SPRING EQ, LLC | 136 | 0.7% | — |
| 38 | SouthEast Bank 36 out of 100, Low | 122 | 0.7% | 11.7% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 102 | 0.5% | 32.5% |
| 40 | Discover Bank | 101 | 0.5% | — |
Top 40 of 516 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps