Tennessee · HMDA 2025
Mortgage lenders in Sumner County, TN
440 lenders reported 12,169 home-loan applications in Sumner County in 2025. 6,456 closed as loans ($2.3B), 1,488 were denied — a 17.8% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,169
- Loans originated
- 6,456
- Purchase / refinance
- 3,471 / 1,949
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sumner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 649 | 5.3% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 604 | 5.0% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 603 | 5.0% | — |
| 4 | CMG MORTGAGE, INC. | 400 | 3.3% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 328 | 2.7% | 43.1% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 286 | 2.4% | 14.1% |
| 7 | FREEDOM MORTGAGE CORPORATION | 268 | 2.2% | — |
| 8 | NEWREZ LLC | 253 | 2.1% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 239 | 2.0% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 203 | 1.7% | 44.7% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 197 | 1.6% | 39.5% |
| 12 | NATIONSTAR MORTGAGE LLC | 186 | 1.5% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 185 | 1.5% | — |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 184 | 1.5% | 34.0% |
| 15 | Mortgage Research Center, LLC | 180 | 1.5% | — |
| 16 | First Horizon Bank 64 out of 100, Moderate | 180 | 1.5% | 25.4% |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 178 | 1.5% | — |
| 18 | NVR Mortgage Finance, Inc. | 176 | 1.4% | — |
| 19 | The Farmers Bank 89 out of 100, Very strong | 173 | 1.4% | 5.9% |
| 20 | WILSON BANK AND TRUST 72 out of 100, Strong | 165 | 1.4% | 12.7% |
| 21 | Truist Bank 63 out of 100, Moderate | 164 | 1.3% | 40.8% |
| 22 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 161 | 1.3% | 22.1% |
| 23 | Fairway Independent Mortgage Corporation | 152 | 1.2% | — |
| 24 | DHI MORTGAGE COMPANY, LTD. | 152 | 1.2% | — |
| 25 | Volunteer State Bank 69 out of 100, Moderate | 149 | 1.2% | 11.8% |
| 26 | Loandepot.Com, LLC | 146 | 1.2% | — |
| 27 | Pinnacle Bank 60 out of 100, Moderate | 146 | 1.2% | 17.5% |
| 28 | FIRSTTRUST HOME LOANS, INC. | 136 | 1.1% | — |
| 29 | SPRING EQ, LLC | 131 | 1.1% | — |
| 30 | Old National Bank 59 out of 100, Moderate | 123 | 1.0% | 22.1% |
| 31 | LENNAR MORTGAGE, LLC | 112 | 0.9% | — |
| 32 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 110 | 0.9% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 110 | 0.9% | — |
| 34 | FIGURE LENDING LLC | 107 | 0.9% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 107 | 0.9% | 3.0% |
| 36 | Broker Solutions, Inc. | 103 | 0.8% | — |
| 37 | PHH Mortgage Corporation | 99 | 0.8% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 97 | 0.8% | 32.9% |
| 39 | FirstBank 59 out of 100, Moderate | 90 | 0.7% | 42.8% |
| 40 | AmeriSave Mortgage Corporation | 86 | 0.7% | — |
Top 40 of 440 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps