Tennessee · HMDA 2025
Mortgage lenders in Rutherford County, TN
466 lenders reported 18,122 home-loan applications in Rutherford County in 2025. 9,518 closed as loans ($3.2B), 2,516 were denied — a 19.9% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18,122
- Loans originated
- 9,518
- Purchase / refinance
- 5,018 / 2,865
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rutherford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 886 | 4.9% | — |
| 2 | Rocket Mortgage, LLC | 886 | 4.9% | — |
| 3 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 740 | 4.1% | 22.1% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 667 | 3.7% | — |
| 5 | CMG MORTGAGE, INC. | 618 | 3.4% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 495 | 2.7% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 490 | 2.7% | 43.1% |
| 8 | Pinnacle Bank 60 out of 100, Moderate | 477 | 2.6% | 17.5% |
| 9 | FirstBank 59 out of 100, Moderate | 446 | 2.5% | 42.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 387 | 2.1% | 14.1% |
| 11 | Primis Mortgage Company | 375 | 2.1% | — |
| 12 | FIRST COMMUNITY MORTGAGE, INC. | 370 | 2.0% | — |
| 13 | NEWREZ LLC | 348 | 1.9% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 337 | 1.9% | — |
| 15 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 317 | 1.7% | 23.2% |
| 16 | Loandepot.Com, LLC | 314 | 1.7% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 308 | 1.7% | 44.7% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 299 | 1.6% | 39.5% |
| 19 | WILSON BANK AND TRUST 72 out of 100, Strong | 282 | 1.6% | 12.7% |
| 20 | NATIONSTAR MORTGAGE LLC | 278 | 1.5% | — |
| 21 | Truist Bank 63 out of 100, Moderate | 266 | 1.5% | 40.8% |
| 22 | Fifth Third Bank, National Association 62 out of 100, Moderate | 266 | 1.5% | 34.0% |
| 23 | NVR Mortgage Finance, Inc. | 243 | 1.3% | — |
| 24 | SPRING EQ, LLC | 220 | 1.2% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 197 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 195 | 1.1% | — |
| 27 | FIGURE LENDING LLC | 195 | 1.1% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 192 | 1.1% | 32.9% |
| 29 | Mortgage Research Center, LLC | 185 | 1.0% | — |
| 30 | SWBC MORTGAGE CORPORATION | 185 | 1.0% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 172 | 0.9% | 3.0% |
| 32 | LENNAR MORTGAGE, LLC | 168 | 0.9% | — |
| 33 | First Horizon Bank 64 out of 100, Moderate | 168 | 0.9% | 25.4% |
| 34 | The First National Bank of Middle Tennessee | 162 | 0.9% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 154 | 0.8% | — |
| 36 | GUARANTEED RATE, INC. | 144 | 0.8% | — |
| 37 | Liberty | 133 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 131 | 0.7% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 127 | 0.7% | — |
| 40 | TRAILBLAZER MORTGAGE L.L.C. | 119 | 0.7% | — |
Top 40 of 466 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps