Tennessee · HMDA 2025
Mortgage lenders in Davidson County, TN
695 lenders reported 31,528 home-loan applications in Davidson County in 2025. 16,329 closed as loans ($7.9B), 4,572 were denied — a 20.8% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 12% of applications, led by Regions Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 31,528
- Loans originated
- 16,329
- Purchase / refinance
- 9,080 / 4,631
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Davidson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 1,362 | 4.3% | 43.1% |
| 2 | Rocket Mortgage, LLC | 1,288 | 4.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,274 | 4.0% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,037 | 3.3% | — |
| 5 | CMG MORTGAGE, INC. | 917 | 2.9% | — |
| 6 | Pinnacle Bank 60 out of 100, Moderate | 880 | 2.8% | 17.5% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 859 | 2.7% | 14.1% |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 789 | 2.5% | 44.7% |
| 9 | Truist Bank 63 out of 100, Moderate | 750 | 2.4% | 40.8% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 681 | 2.2% | 39.5% |
| 11 | Legacy Home Loans, LLC | 571 | 1.8% | — |
| 12 | FirstBank 59 out of 100, Moderate | 571 | 1.8% | 42.8% |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 561 | 1.8% | 34.0% |
| 14 | NEWREZ LLC | 545 | 1.7% | — |
| 15 | GUARANTEED RATE, INC. | 526 | 1.7% | — |
| 16 | Old National Bank 59 out of 100, Moderate | 480 | 1.5% | 22.1% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 477 | 1.5% | — |
| 18 | First Horizon Bank 64 out of 100, Moderate | 461 | 1.5% | 25.4% |
| 19 | FREEDOM MORTGAGE CORPORATION | 457 | 1.4% | — |
| 20 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 439 | 1.4% | 22.1% |
| 21 | Loandepot.Com, LLC | 409 | 1.3% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 405 | 1.3% | — |
| 23 | Cadence Bank | 404 | 1.3% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 393 | 1.2% | — |
| 25 | WILSON BANK AND TRUST 72 out of 100, Strong | 377 | 1.2% | 12.7% |
| 26 | Renasant Bank 64 out of 100, Moderate | 317 | 1.0% | 11.6% |
| 27 | Coastal Community Bank 35 out of 100, Low | 296 | 0.9% | 3.0% |
| 28 | MOVEMENT MORTGAGE, LLC | 272 | 0.9% | — |
| 29 | Primis Mortgage Company | 272 | 0.9% | — |
| 30 | SPRING EQ, LLC | 270 | 0.9% | — |
| 31 | SWBC MORTGAGE CORPORATION | 268 | 0.9% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 258 | 0.8% | 32.9% |
| 33 | NVR Mortgage Finance, Inc. | 252 | 0.8% | — |
| 34 | FIGURE LENDING LLC | 249 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 240 | 0.8% | — |
| 36 | CHURCHILL MORTGAGE CORPORATION | 240 | 0.8% | — |
| 37 | PHH Mortgage Corporation | 240 | 0.8% | — |
| 38 | AmeriSave Mortgage Corporation | 207 | 0.7% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 206 | 0.7% | — |
| 40 | Ameris Bank 67 out of 100, Moderate | 204 | 0.6% | 10.5% |
Top 40 of 695 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps
- Sevier County 6,948 apps